Interview guides · mental healthcare technology
mental healthcare technology Data Scientist Interview Questions & Guide 2026
Practice explaining analysis before a mental healthcare technology data scientist interview: the recommendation, the uncertainty, the follow-ups.
The 60-second brief
As a Data Scientist within mental healthcare technology, you serve as the bridge between raw population health data and actionable clinical insights. Your work directly influences how care is delivered, monitored, and scaled, making this a high-impact position where your models and analyses have the potential to improve patient outcomes. You will operate within complex, sensitive environments where data integrity is paramount, and your ability to synthesize information for non-technical stakeholders is just twice as important as your technical rigor.
SQL is seldom the hardest round and is often the one that eliminates people. The working bar is usually window functions, correct deduplication, and joins that do not silently fan out rows, rather than obscure syntax.
Focus areas
- Minimise protected health information in every extract
- Build member-month denominators from overlapping coverage spans
- Separate censoring from events in time-to-event models
Overview
This role requires a unique blend of statistical expertise and a deep sense of mission. You will not just be building algorithms; you will be solving problems that address the core of population health, requiring you to navigate ambiguity while maintaining an unwavering focus on ethics and accuracy. The environment is fast-paced yet methodical, demanding professionals who are comfortable working in a collaborative, cross-functional team where technical precision meets the human-centric needs of a healthcare organization.
The mental healthcare technology interview process
mental healthcare technology candidates report 3 rounds · ≈ 3-5 weeks. The stages below are what candidates describe, not a published process.
Initial Assessment
This round decides whether someone can hand you a schema and a question and trust the number that comes back. Correctness under a clock is the bar, not clever syntax. The habit that separates strong from weak answers is checking the grain: after every join, know how many rows you expect and whether the count moved. Most wrong answers in this format are not wrong logic, they are a fan-out from a key that turned out not to be unique, or a filter applied before an aggregate when it belonged after. Say what you expect before you run it.
What to demonstrate
- Whether your row counts survive each join, and whether you notice on your own when they do not
- Deliberate handling of rows that fail to match, including whether the question needs an inner join or a left join with the non-matches kept and counted
- Whether NULLs are treated on purpose, given that a NULL compares equal to nothing and that COUNT of a column skips it
- Reaching a defensible answer inside the window instead of a refined one after it
How to prepare
- Take a two-table schema, write a join that fans out on purpose, then fix it by collapsing the many-side to one row per key before joining. Repeat until the fix is reflex rather than recall.
- Write a funnel as one query and print the distinct user count at each stage, then confirm each stage is a subset of the one above it rather than assuming it
- Do a few timed runs in a plain text box with no autocomplete and no formatter, since assessment editors often have neither
Technical Skills Evaluation
Before anything else, this round is a reading test. You are given a small schema and a question phrased in business language, and most of the difficulty sits in the gap between them. Who counts as an active user, does a refunded order still count as an order, is that date column an event time or a load time. Weak answers start typing immediately and compute something precise about the wrong population. Strong ones pin the definition in one sentence, name the column that encodes it, then write the query. On a timed assessment with nobody to tell, write the definition in a comment anyway.
What to demonstrate
- Whether an ambiguous term becomes a specific column and filter before any computation happens
- Whether you read the schema for keys and cardinality rather than only for column names
- Whether the result answers the question at the grain it was asked at, per user or per session or per day
How to prepare
- Take three metrics you already use and write down the exact filter and exact grain behind each, then practise stating one of them in a single sentence out loud
- On a schema you have never seen, spend the first minute writing what one row of each table means and which key it is unique on, then predict which joins can duplicate rows
- Rehearse a version where the definition changes halfway through, and edit the query you have instead of starting over
Team-Fit Assessment
Much of what gets scored here happens out loud while you type. Nobody can see your reasoning inside a half-written query, so five silent minutes read as being stuck even when they are not. State the plan in plain language first: which tables, what grain you are aggregating to, and the one filter that defines the population. Then write it. The narration doubles as insurance, because a wrong plan gets caught early and cheaply while a wrong query gets caught at the end with no time left to redo it. A timed statistics section, where one exists, is a separate test with its own clock.
What to demonstrate
- Whether the query you write matches the plan you just described
- What you do with a hint, meaning whether the correction gets absorbed or the first approach gets defended
- Whether you can debug your own wrong output by reading the result set and naming which part of the query produced the anomaly
How to prepare
- Solve three problems while screen-sharing into a recording, then watch it back and mark every stretch longer than thirty seconds where you said nothing
- Practise compressing the plan into one sentence before typing, then check afterwards whether the finished query actually matched it
- Time yourself on statistics questions that carry a business reading, such as what a confidence interval does and does not claim, rather than re-reading notes without a clock
Where candidates lose points
Immortal time in adherence, treatment, and enrolment definitions
Classifying members as adherent, treated, or programme-enrolled requires them to survive and stay covered long enough to accumulate the defining events. That guaranteed event-free interval is assigned to the exposed group, so the exposure looks protective for reasons that have nothing to do with the treatment. Adherence studies are the classic case: measuring 12-month proportion of days covered and then comparing mortality builds survival into the exposure definition. Use time-varying exposure or a landmark analysis with the classification window excluded from follow-up.
Reading the most recent months of a claims-based series as real
Claims incur before they are reported and paid, so recent incurred months are systematically undercounted until runout completes. The lag is not uniform: pharmacy adjudicates in days, professional claims in weeks, inpatient facility claims in months. That means recent data is both too low and mix-shifted toward cheap services, which reads as a cost improvement and a utilisation drop at once. The fix is to hold the last three incurred months back or apply completion factors, and to state the paid-through date on every chart.
Stopping an experiment the moment it crosses significance
Fix the sample size or duration before launch, or use a method built for continuous monitoring such as a sequential test, always-valid confidence intervals, or group-sequential boundaries. Repeatedly checking a fixed-horizon p-value against 0.05 pushes the real false-positive rate well above 5 percent.
Over-explaining the method and under-explaining the implication
Lead with the answer and what you would do about it, then give the approach when asked. Roughly one sentence of method per three of implication is the right ratio for a stakeholder-facing answer; the interviewer already knows what a regression is.
Questions & practice
Walk me through your process for selecting a model in a scenario where interpretability is as important as accuracy.
Medium · machine learning and modelling
Approach
- Pick an evaluation metric that matches the cost of each error type, not a default.
- Set a baseline first, so any model has something honest to beat.
- Say how the offline result would be validated online before it is trusted.
Follow-up
- What would you monitor after launch to know the model is still valid?
- How would you choose the decision threshold, and who owns that choice?
Simulate how ignoring clustering inflates the false positive rate
Medium · simulation · design effect · type i error
Simulate a provider-level comparison with no true effect. 40 providers, 60 members each, a continuous outcome with total variance 1 and intraclass correlation 0.02. Randomise providers 20 to 20, not members. Over 5,000 replications, report the share of replications where a two-sample t-test run on all 2,400 individual observations, ignoring provider, returns p below 0.05. Report the same share when the unit of analysis is the 40 provider means. Then state how the first number follows from the design effect 1 + (m - 1) x ICC.
Approach
- Decompose the variance explicitly rather than tuning it: provider variance = ICC = 0.02, residual variance = 1 - ICC = 0.98. Draw u_j once per provider and e_ij per member, so the outcome is u_j + e_ij and the correlation between two members of one provider is 0.02 by construction.
- Randomise at the provider level. That is the entire mechanism: the treatment indicator is constant within a provider, so in any single replicate the provider intercepts are confounded with the arm, and the naive test reads that confounding as signal.
- Vectorise over replications with a (reps, providers, members) array. 5,000 x 2,400 normals is trivial in numpy, and a Python loop is what tempts people to cut replications to 500 and report a number with Monte Carlo noise of plus or minus 0.017.
- Predict the answer before running it: design effect = 1 + (60 - 1) x 0.02 = 2.18, naive standard errors are too small by sqrt(2.18) = 1.476, so the rejection rate at nominal 0.05 is about 2 x (1 - Phi(1.96 / 1.476)) = 0.18. Agreement between prediction and simulation is what makes the result a demonstration rather than an anecdote.
- Run the provider-mean analysis as the control. Recovering 0.05 there proves the generator is correct and isolates the failure to the analysis unit.
Worked solution (30 min)
- Draw u with shape (reps, 40) from N(0, sqrt(0.02)) and e with shape (reps, 40, 60) from N(0, sqrt(0.98)); y = u[:, :, None] + e.
- Assign providers 0-19 to one arm and 20-39 to the other; because there is no true effect, a fixed split is valid and removes one source of Monte Carlo noise.
- Naive test: flatten each arm to 1,200 observations and compute a two-sample t statistic per replication with vectorised means and pooled variance.
- Cluster test: average within provider to 40 values, then run the same two-sample t on 20 versus 20.
- Report both rejection shares and compare the naive one against 2 x (1 - Phi(1.96 / sqrt(2.18))).
Expected result: The naive individual-level test rejects in roughly 18 percent of replications, against a nominal 5 percent. Monte Carlo standard error at 5,000 replications is about 0.005, so anything in 0.17 to 0.19 is consistent. The provider-mean analysis rejects in about 5 percent, within roughly 0.003.
Verify it yourself
- Set ICC to 0 and both analyses return about 0.05. If the naive one does not, the data generator is wrong, not the test.
- Raise members per provider from 60 to 120 with ICC fixed and the naive rate rises, because the design effect grows linearly in cluster size.
- The provider-mean analysis stays near 0.05 at every ICC you try, which is the definition of a valid test.
- The simulated naive rate lands within about 0.01 of 2 x (1 - Phi(1.96 / sqrt(design effect))).
Follow-up
- How many providers would you need for 80 percent power on a 0.2 SD difference with 60 members each and this ICC?
- Cluster sizes are unequal in reality. The design effect approximation becomes 1 + ((1 + CV^2) x mbar - 1) x ICC. Which direction does that move your sample size and why?
- The intervention cannot be withheld from any provider. Sketch a design that still yields a defensible estimate.
Build a claims lag triangle and complete recent months
Medium · chain ladder · runout · pivot
medical_claim_line has claim_id, claim_version, frequency_code, service_start_date, paid_date, allowed_amount, claim_status. Using 24 fully mature incurred months, build a development triangle of allowed dollars by incurred month and payment lag in whole months, derive cumulative completion factors by chain ladder, then estimate ultimate allowed for the three most recent incurred months at a stated paid-through date. Deduplicate to surviving claim versions before building the triangle. Return incurred_month, paid_to_date, completion_factor, estimated_ultimate.
Approach
- Deduplicate to surviving claim versions and keep paid lines first. A triangle built on all versions develops on adjustment churn rather than on payment timing, and replacements arrive late, so the distortion concentrates in exactly the tail you are trying to estimate.
- Compute lag as a whole-month difference between incurred month and paid month, not as day difference divided by 30. Ragged month lengths otherwise shuffle identical claims between lag buckets depending on which month they fall in.
- Pivot to incurred_month by lag, cumulate along lag, then form age-to-age factors as the ratio of the column L+1 total to the column L total, summed over incurred months mature enough to have both. Volume weighting is the chain ladder; a simple mean of per-month ratios lets one low-volume month dominate the factor.
- Chain the age-to-age factors from each lag to ultimate and invert: completion factor at lag L is the reciprocal of the product of factors from L onward. Apply as estimated_ultimate = paid_to_date / completion_factor.
- State the assumption you have just made, which is that the development pattern is stable. It is not, after a claims-system migration, a network change or a processing backlog, and the most recent month's factor is the least reliable because it rests on the fewest observations while carrying the largest adjustment.
Follow-up
- A processing backlog means the last two months developed slower than history. What does your estimate do, and how would you detect that before reporting?
- Pharmacy, professional and inpatient facility develop on different clocks. How do you split the triangle, and what breaks if the service mix shifts?
- What happens to a PMPM series if someone reports an unadjusted recent month, and in which direction does the error point?
Turn overlapping coverage spans into fractional member-month denominators
Medium · intervals · gaps and islands · denominators
member_enrollment holds span_id, member_id, plan_id, product_type, effective_date and termination_date, which is NULL while the span is active. A member can hold several spans in a year, and back-dated plan changes make spans overlap. Return one row per calendar month of 2025 with total member-months, where a member contributes covered days in the month divided by that month's length, and a day covered by two overlapping spans counts once. Both span endpoints are inclusive. Collapse overlaps with window functions before joining a month calendar, and do not assume one span per member.
Approach
- Normalise the open end first. COALESCE(termination_date, DATE '9999-12-31') or clip to the reporting end, because a NULL termination_date makes every BETWEEN comparison unknown and drops exactly the members who are still covered.
- Merge overlapping spans per member before the calendar join. Order by effective_date, carry a running MAX of prior termination_date with a frame ending one row before, and open a new island where effective_date exceeds that running max plus one day, which keeps adjacent spans contiguous rather than splitting them.
- Clip each merged island to the reporting year, then cross join to a twelve-row month calendar and keep pairs that intersect.
- Compute covered days as LEAST(island_end, month_end) minus GREATEST(island_start, month_start) plus one, and divide by the actual length of that month rather than a flat 30, so February and the 31-day months are not distorted.
- Sum the fractions by month. Merging after the calendar join also works but forces a DISTINCT over member-days, which stops scaling at population size.
Follow-up
- Where does a continuous-enrolment filter with an allowable 45-day gap belong, and how does that change the island boundary rule?
- One human appears under two member_ids after a master person index merge. What does that do to member-months, and how would you detect it?
- How do you treat a span that terminates on the day it starts, and what does that row usually represent?
Compute allowed PMPM by incurred month without span fan-out
Hard · fan-out · many-to-many · runout
Report allowed PMPM by incurred month and product_type for 2025 from medical_claim_line (member_id, claim_id, claim_version, frequency_code, service_start_date, allowed_amount, claim_status), pharmacy_claim (member_id, fill_date, allowed_amount, reversal_flag, reversed_fill_id), member_enrollment (span_id, member_id, product_type, effective_date, termination_date) and member_risk_score (member_id, score_year, prospective_risk_score), which holds at most one row per member per score year. The numerator is allowed_amount on surviving claim versions plus unreversed fills, attributed to the product_type in force on the service or fill date. The denominator is member-months. Also return a risk-adjusted PMPM for each cell: allowed PMPM divided by the member-month-weighted mean prospective_risk_score for score_year 2025 over the members making up that cell's denominator. A colleague joined claim lines to member_enrollment on member_id alone and the annual total came back 1.4 times the finance figure. Diagnose that, then produce the correct monthly series.
Approach
- Name the defect precisely. member_enrollment is one row per span, so joining on member_id alone is one-to-many and duplicates every claim line once per span that member ever held. The inflation factor is the spend-weighted mean span count per member, which is why 1.4 is plausible and why it is not a constant you can divide back out.
- Make the join functional: member_id AND service date between effective_date and COALESCE(termination_date, DATE '9999-12-31'). That yields at most one span per line unless spans genuinely overlap, in which case pick a documented precedence rule, most recently effective wins being the usual one, and prove uniqueness with a duplicate check rather than asserting it.
- Aggregate numerator and denominator separately and join them on (month, product_type). Computing both sides across one join is the second route to inflation, because the member-month denominator fans out over claim lines just as easily as the dollars fan out over spans.
- Clean each numerator source on its own terms: surviving claim versions with voids removed and claim_status 'paid' on the medical side, reversal rows and their originals removed on the pharmacy side.
- Apply completion before anyone reads a trend. State the paid-through date and either withhold the three most recent incurred months or apply completion factors, since the lag differs by service type and the incomplete tail reads as a cost improvement and a utilisation drop at once.
- Risk-adjust last, and weight the score the way the denominator is weighted. The divisor for a cell is SUM(member_months * prospective_risk_score) / SUM(member_months) over that cell's members, not a plain AVG over distinct members: a member covered two months must not count the same as one covered twelve. member_risk_score is member-level, so join it after the member-month grain is fixed, or it becomes a second fan-out.
- State the rule for members with no 2025 member_risk_score row: keep them in member_months, leave them out of the weighted mean, and publish the scored share of member-months beside the adjusted series. A thin score table moves the adjusted number while the raw one sits still, and without that share nobody can tell the two apart.
Worked solution (45 min)
- CTE med: surviving claim version per claim_id, voids dropped, claim_status 'paid', service_start_date in 2025.
- CTE rx: fills with reversal_flag FALSE and not referenced by any reversed_fill_id, via NOT EXISTS, fill_date in 2025.
- Attribute each numerator row to one span with the date-bounded join, after asserting that row counts before and after the join are equal.
- CTE denom: member-months by month, product_type and member_id from spans alone, with fractional partial months and overlapping spans collapsed first.
- Join numerator to denominator aggregated on (incurred_month, product_type) and divide for allowed_pmpm.
- Join denom to member_risk_score on member_id for score_year 2025, compute the cell divisor as SUM(member_months * prospective_risk_score) / SUM(member_months) over scored members, carry the scored share of member-months, and divide allowed_pmpm by the divisor for risk_adjusted_pmpm.
- Withhold the three most recent incurred months and label the paid-through date on every row.
Expected result: One row per (incurred_month, product_type) with allowed_medical, allowed_pharmacy, member_months, allowed_pmpm, mean_risk_score, scored_member_month_share and risk_adjusted_pmpm, covering January through September when the paid-through date is year end and three months are withheld. Row count of the claim-line set is identical before and after the enrollment join.
Verify it yourself
- Claim-line row count before and after the span join is unchanged. An increase is fan-out; a decrease is a service date with no covering span, which is a real finding about eligibility gaps.
- SUM(allowed_amount) across product_types for a month equals the ungrouped monthly total computed without touching member_enrollment at all.
- member_months for a month never exceeds the count of distinct members covered at any point in that month.
- mean_risk_score for a cell lies between the minimum and maximum prospective_risk_score among its scored members, and risk_adjusted_pmpm equals allowed_pmpm exactly when that mean is 1.0. If the weighted mean equals a plain AVG over distinct scored members in every cell, the member-month weights were never applied.
- A downward step in the last reported months means the runout holdback was not applied; the withheld tail should not be visible in the series at all.
Follow-up
- A member holds two overlapping spans under different product_types on the service date. Which one gets the dollar, and how do you keep the member-month denominator consistent with that choice?
- Write the check that proves the span join is one-to-one rather than assuming it.
- Finance reports on paid_date and you reported on service_start_date. Reconcile one month between the two bases.
How would you approach a project to identify trends in population health data?
Medium · product sense and metrics
Approach
- Restate the decision this analysis has to support, and who acts on the answer.
- State what result would change your recommendation, so the answer is falsifiable.
- Fix the population and the time window before naming any metric.
Follow-up
- How would you detect that the metric is being gamed rather than genuinely improving?
- Which segment would you cut first, and what would that rule out?
How do you validate your findings when historical data is limited or noisy?
Medium
Approach
- State your assumptions explicitly before working the problem.
- Clarify what is being asked and what a complete answer would contain.
- Work from the decision backwards to the evidence you would need.
Follow-up
- How would you know your answer was wrong?
- What assumption would you test first?
If you encounter an unexpected bias in your dataset, how do you investigate and mitigate it?
Medium
Approach
- Work from the decision backwards to the evidence you would need.
- State your assumptions explicitly before working the problem.
- Clarify what is being asked and what a complete answer would contain.
Follow-up
- What assumption would you test first?
- How would you know your answer was wrong?
Set the decision rule when cost and denial guardrails conflict
Medium · guardrail conflict · denials · non-inferiority bound · audit sampling
Utilization management is asked to cut risk-adjusted allowed PMPM, and its lever is prior authorization and first-pass denial on advanced imaging and specialty drugs. The scorecard guardrail is first-pass denial rate from medical_claim_line (claim_status, denial_reason_code, claim_version, received_date) paired with the overturn rate on appealed denials. The two move in opposite directions by construction. Write the decision rule: which metric binds, at what pre-declared threshold, who adjudicates a breach, and what happens on breach. Do not resolve the conflict by weighting both into one score.
Approach
- Say why a composite is the wrong instrument: the weights get chosen after someone has seen which way the quarter went, and any weighted sum lets a large enough cost win purchase an unbounded increase in wrong denials. A guardrail is a constraint, not a term in an objective.
- Sharpen what the guardrail is actually protecting. A higher denial rate is not by itself a harm, since some denied claims should be denied. The harm is denials that should not have been made, so split first-pass denials by denial_reason_code into administratively correctable ones (eligibility, coding, missing documentation) and clinical-necessity ones, and put the bound only on the clinical group.
- Fix the measurement of the guardrail before setting its threshold: count the denominator at claim_version 1 so replacements (frequency_code 7) and voids (8) are not double counted, hold the month back for 60 days of adjudication runout, and report by received_date.
- Get the direction of the appeal-selection bias right. Appeals are filed on the denials the appellant already believes are wrong, by the members and providers with the staffing, literacy and dollar threshold to file at all, and an appeal usually arrives carrying documentation the first adjudication never had. The overturn rate on appealed denials therefore runs well above the wrong-denial rate across all denials, often by a multiple, and it moves with filing behaviour as much as with adjudication quality. The unbiased population estimate is a blind re-review of a random sample of all denied clinical-necessity lines each quarter, judged on the record as it stood at first adjudication; the appeal series is a fast indicator read against its own history between audits, not a second estimate of the same quantity.
- Write the rule as a bound with a consequence: risk-adjusted allowed PMPM is the primary and binds only while the audited wrong-denial rate stays within a pre-declared absolute margin of its trailing four-quarter mean. Breach stops the program's expansion rather than discounting its score, and the margin is set before the quarter opens.
- Name the adjudicator and the cadence: a clinical owner outside the utilization function, reviewing at the stated paid-through date, with the breach consequence written down before any result is known.
Worked solution (25 min)
- Restate the guardrail metric properly: numerator is claim lines denied at first adjudication, denominator is lines received in the month counted at claim_version 1, held 60 days, broken out by denial_reason_code group.
- Split denial_reason_code into administratively correctable and clinical-necessity groups and say which function owns each, since the two have different fixes and different harms.
- Write the appeal-selection argument in two sentences, including which way it runs, and specify the random blind re-review: the frame it is drawn from, namely all denied clinical-necessity lines rather than appealed ones, plus sample size, who reviews, what record they are shown, blinding, and quarterly cadence.
- State the bound as an absolute margin on the audited wrong-denial rate against its trailing four-quarter mean, with the margin fixed before the period.
- Write the breach consequence and the named adjudicator, and note that both are recorded before results exist.
Expected result: A written rule in which risk-adjusted allowed PMPM is primary; the binding guardrail is the audited wrong-denial rate on clinical-necessity denials, estimated from a blind random re-review of all denied clinical-necessity lines, with the appeal overturn rate kept as a between-audit indicator that runs above the audited rate and never sets the bound; the bound is a pre-declared absolute margin against a trailing four-quarter mean; a clinical owner outside utilization management adjudicates; and a breach halts expansion rather than adjusting a score.
Verify it yourself
- Recount the denominator with and without version dedup. If the two differ by more than a percent or two, the incumbent number has been counting resubmissions.
- Re-run a closed month at two extract dates 60 days apart. A moving denial rate means the runout hold is too short.
- Compare the audited wrong-denial rate to the appeal overturn rate for the same quarter. The overturn rate should be the higher of the two, usually by a multiple, because appeals are filed on the denials most likely to be wrong and often add documentation the first adjudication never saw. An audit rate at or above the overturn rate is the anomaly: check that the sample was drawn from all denied clinical-necessity lines rather than only appealed ones, and that the reviewers were blinded and shown the record as it stood at first adjudication.
- Confirm the margin, the adjudicator and the consequence are all recorded with a timestamp before the period's data was available.
Follow-up
- Denials rose and the overturn rate fell. Give the benign reading and the bad reading, and the one number that separates them.
- What happens to your bound if the appeal filing rate per denial drops 30 percent in the same quarter?
- How large a random audit sample do you need to detect a 2 percentage point rise in wrong denials off a 6 percent base, and what does that cost in clinician review hours?
Pooled persistency fell but no one lost coverage
Medium · interval sql · mix shift · cohort seasonality
Pooled 12-month enrollment persistency fell from 0.78 to 0.66 for the cohort anchored in a single month. member_enrollment carries span_id, member_id, plan_id, product_type, effective_date, termination_date, termination_reason_code, dual_eligible_flag and region_code. The metric allows at most one gap of 45 days or fewer. Product mix in that anchor month was not stable. Determine how much of the fall is real disenrollment rather than span bookkeeping or mix, and deliver a persistency series a contract owner could act on.
Approach
- Inspect the query's unit of analysis first. Spans are not members, and a benefit or plan change closes one span and opens the next on the same day, so any logic that treats a non-null termination_date as loss of coverage counts an administrative event as churn.
- Rebuild member-level coverage by unioning all spans per member and merging adjacent or overlapping ones, then apply the 45-day gap rule to the merged intervals rather than per span.
- Cut the terminations by termination_reason_code. plan_change and eligibility_redetermination have entirely different meanings for a contract, and death is not churn you can address.
- Split by product_type and stop pooling. Commercial open enrollment and managed medicaid redetermination produce structurally different churn on different calendars, and the pooled average of the two is a number that describes nobody.
- Compare the anchor month to the same month in the prior year rather than to the adjacent month, because enrollment is strongly seasonal and an anchor month sitting on an open-enrollment or redetermination boundary is not comparable to its neighbour.
- Apply the Kitagawa decomposition across product_type to separate how much of the 12 point fall is mix, meaning the anchor cohort simply contained more of a high-churn product, from how much is within-product deterioration.
Follow-up
- Why 45 days, and what would change if the allowable gap were 30 or 60?
- A member terminates and re-enrolls 90 days later under a different plan_id. Are they retained? Defend your answer against the opposite one.
- What guardrail would catch someone improving persistency by declining to enroll members likely to churn?
Suggested practice checklist
Four days spend equal time on query work, statistics, modelling and product judgement at deliberately shallow depth, which produces a scored map of where you actually stand. The last three days spend everything on the two areas the role weights most, and close by re-running day one to measure movement.
Day 1 — Breadth pass: query fluency
- Solve six prompts spanning aggregation, joins, window functions and date arithmetic in 60 minutes total, stopping at 10 minutes each whether or not it works, and mark every prompt as solved, solved slowly, or stuck.
- For each unsolved prompt write the single blocking sentence (I lost the grain, I did not know the frame clause, I could not express the date boundary) instead of reading the solution.
- Translate one pandas transformation you know well into SQL and one SQL query into pandas, checking that both return the same row count and the same totals.
Deliverable: A scored six-row table, one line per prompt, saved for the day-seven re-run.
Day 2 — Breadth pass: statistics and inference
- Answer ten short questions in writing with nothing open: what a p-value is conditional on, what a 95 percent interval covers across repeated samples, when a paired test is the right one, what the bootstrap estimates, why multiple comparisons inflate false positives, how controlling the family-wise error rate differs from controlling the false discovery rate, what power depends on, what a missed real effect costs a product, the three situations where the central limit theorem does not rescue you (small n, very heavy tails, dependent observations), and what a standard error is the standard deviation of.
- Grade yourself against a reference and count only the answers that were exactly right, not the ones that were nearly right.
- Rewrite the two weakest answers the following morning from memory in full sentences.
Deliverable: Ten graded answers with an honest count of exact hits.
Day 3 — Breadth pass: modelling
- Take one tabular dataset end to end in 90 minutes: a leakage-safe split, a baseline that is not a model (majority class or historical mean), one regularized linear model, one gradient-boosted tree, and a single evaluation metric chosen before you look at any result.
- Write why that metric fits the cost structure: precision at a fixed recall for alerting, calibration for anything feeding a price or a threshold, ranking metrics for retrieval, and note that area under the ROC curve is insensitive to class balance in a way that can flatter a rare-positive problem.
- Name the leak you were most likely to introduce (an encoding fit on all rows before splitting, or a feature computed after the label's timestamp) and write the check that would have caught it.
Deliverable: A notebook whose first cell states the metric and the baseline, plus two lines on what beat what and by how much.
Day 4 — Breadth pass: product judgement
- Answer three case prompts aloud at 15 minutes each, timing how long passes before you state a success metric.
- For one case write the first segmentation you would run and the row counts you expect per segment, so that a tiny segment cannot quietly drive the conclusion.
- Take a metric definition you did not write, from a public dashboard, a textbook, or documentation you already have open, and list every place two analysts implementing it would diverge: which rows the denominator admits, whether the unit is an account or a person, what the time window is anchored to, and what happens to data that arrives late. Then write the one question that would close the largest of those gaps.
Deliverable: Three recorded case answers plus an ambiguity list for a metric someone else defined, ending in the single question you would ask about it.
Day 5 — Depth, first area
- Rank the four areas by how many bullet points in the role description each one covers, pick the top one, and spend the entire day inside it.
- Work the six hardest problems you can find in that area and for each write the generalizable move you should have reached for first, rather than the answer.
- Re-solve the two you failed the same evening with notes closed.
Deliverable: Six generalizable moves written as instructions to yourself, not as solutions.
Day 6 — Depth, second area, and the seam between them
- Repeat the depth protocol on the second-ranked area with the same six-problem structure.
- Construct one problem that requires both areas at once, for example a metric redefinition whose effect you must validate with a test whose readout you then have to query.
- Solve your own combined problem end to end and note where the handoff between the two areas cost you time.
Deliverable: One combined problem, solved end to end, with the handoff failure written down.
Day 7 — Integration and re-measurement
- Re-run the six prompts from day one under the same clock and compare both correctness and time.
- Run a 60-minute mixed mock that moves between areas without warning, since switching cost is what breadth passes do not train.
- Write the two areas you would still fail on, and the sentence you will use in the interview when you hit one of them.
Deliverable: A before-and-after score table plus a written plan for the two remaining gaps.
Rigour against a deadline
Nearly every data role forces a trade between the analysis you want and the one that fits the decision window. Prepare a case where you deliberately shipped something less rigorous, named the weakness to the person relying on it, and said what would change your answer. The naming is the part interviewers listen for.
Describe a time you had to explain a complex statistical finding to a stakeholder without a data background.
Medium · behavioural and stakeholder questions
Approach
- Quantify the outcome, including what you would not claim credit for.
- Name the disagreement or constraint, and how you resolved it with evidence.
- Pick a story where you drove the decision, not one where you observed it.
Follow-up
- What would you do differently if you ran that project again?
- How did you know the outcome was caused by your change?
Tell me about a time you had to stand by your data findings even when they were unpopular.
Medium · behavioural and stakeholder questions
Approach
- Quantify the outcome, including what you would not claim credit for.
- Name the disagreement or constraint, and how you resolved it with evidence.
- Close with what you would do differently, concretely.
Follow-up
- How did you know the outcome was caused by your change?
- What did you decide not to do, and why?
How do you ensure data privacy and ethical considerations are integrated into your daily workflow?
Medium · behavioural and stakeholder questions
Approach
- State the situation in two sentences and spend the rest on your reasoning.
- Pick a story where you drove the decision, not one where you observed it.
- Close with what you would do differently, concretely.
Follow-up
- What would you do differently if you ran that project again?
- What did you decide not to do, and why?