Interview guides · Capital on Tap

Capital on Tap Software Engineer Interview Questions & Guide 2026

Code reading practice for Capital on Tap software engineer prep: work out what unfamiliar code does before judging it.

The 60-second brief

A Software Engineer at Capital on Tap plays a pivotal role in building the financial technology infrastructure that empowers small businesses to manage their cash flow. You are not just writing code; you are contributing to a high-growth platform that processes significant transaction volumes and provides critical credit services. Your work directly affects the reliability, scalability, and security of the financial products that Capital on Tap's users depend on daily.

The title spans product, platform and infrastructure work, and which of those the seat actually is decides whether design or algorithms carries more weight in your preparation. The posting rarely settles it; what the team is on call for usually does.

Focus areas

Keep money in integer minor units
Scope every query and cache key by tenant
Bound blast radius with per-tenant concurrency limits

Overview

The engineering culture here is defined by technical pragmatism and a focus on delivering real-world value. Whether you are working on backend services, API integrations, or improving the company's user-facing features, you will be expected to balance speed with high-quality engineering standards. Successful engineers at Capital on Tap are those who thrive in a fast-paced environment, value collaborative problem-solving, and take ownership of their contributions from design to deployment.

The Capital on Tap interview process

Capital on Tap candidates report 4 rounds · ≈ 3-5 weeks. The stages below are what candidates describe, not a published process.

Recruiter Conversation

The title covers product work, platform work, infrastructure, mobile and frontend, and those are different jobs with different loops behind them. A screening call is the cheapest place to find out which one the seat is, and asking reads as experienced rather than fussy. The questions that separate them: what the team is on call for, what the last three projects were, and whether any round happens inside an existing repository instead of a blank file. Then say which of that you have done and which you have not. Claiming the whole posting is the fastest way to be found out one round later.

What to demonstrate

Whether you can locate your experience inside one flavour of the role honestly instead of claiming the entire requirements list
Whether you name what you have not done, which an experienced screener reads as a level signal and can plan the loop around
Whether what you want next matches what the seat is: someone who wants greenfield work landing on a team that mostly operates an existing system is a hire that leaves within the year

How to prepare

Mark every line of the posting as done, adjacent or new, and write one sentence for each adjacent line naming the closest thing you actually built
Split your last two years into rough percentages across feature work, operating and debugging live systems, and design or review, so a question about scope gets numbers rather than adjectives
Bring three questions that discriminate between seats: what the team is paged for, how much of the work is changing existing code versus standing up something new, and what shipped in the last quarter

Technical Assessments

Most of the time lost in this format is not lost to thinking. It goes to a standard-library call you half-remember, an off-by-one in a loop bound, and a debugging loop that mutates code at random until something passes. When output is wrong, stop re-reading the whole function: take the smallest input that reproduces it and walk the state through by hand, printing intermediates if the environment allows. Guessing at a fix without a failing case you understand is how a five-minute bug becomes twenty, and the clock does not pause while you do it.

What to demonstrate

Whether you reach the right structure without a detour, and can write it from memory rather than only recall that one exists
Whether overflow is considered where the language has fixed-width integers, since a signed 32-bit value stops at 2,147,483,647 and then wraps in Java, is undefined behaviour in C++, and does not arise in Python, whose integers grow instead
Whether recursion depth is treated as a constraint on large inputs, given that CPython's default limit is 1000 frames and a deep recursion can exhaust the stack in any language where an iterative version would not
Whether a failing case is isolated and explained before any edit is made to the code

How to prepare

From an empty file and with no references open, implement the pieces you lean on most: a heap push and pop, an iterative DFS with an explicit stack, and a binary search whose midpoint is written lo + (hi - lo) / 2, which avoids the overflow that (lo + hi) / 2 can hit in a fixed-width integer type
Time yourself on the ten library calls you look up most, such as sorting with a custom comparator, splitting and joining strings, and finding the next key at or above a value in an ordered map, until the lookup is gone
Take a solution you know is broken and, before touching it, write one sentence naming the input, the expected value and the actual value. Repeat until you do it without deciding to.

Team-Based Interviews

When a round has no standard shape, it is often there because something is still open: an area no earlier conversation reached, a round where the signal came out mixed, or a decision someone is not ready to make alone. Work out which by going back over what each earlier round actually covered rather than how it felt, and arrive able to give evidence on that point without being asked twice. Weak answers replay the loop's earlier material at the same depth. Strong ones go a level deeper and stay consistent with what you already said.

What to demonstrate

Whether your account of a project matches the one you gave earlier in the loop, since what you said before may be available to whoever runs this round
Whether you can go a level deeper on something already covered, reaching the decision and its alternatives rather than repeating the summary
Whether you state your own uncertainty accurately, including parts of a system you did not build and decisions you inherited, instead of claiming even ownership across all of it
Whether you can answer a question you handled poorly earlier by naming what you missed, rather than delivering a polished second version as if the first had not happened

How to prepare

Reconstruct the loop on one page: for each round, the questions you were asked and the answer you actually gave, not the better one you thought of afterwards. The gaps on that page are your best available guess at why this round exists.
Take the two claims you made earlier that carry the most weight and assemble the backing for each: the measurement, the date, what broke, the decision you would make differently now.
Write down the three facts about your work that must not drift between tellings, such as team size, timeline and your own role, and check your stories against that list rather than trusting recall under pressure

Leadership Interaction

You cannot drill a format you do not know, so put the preparation into material that travels. Three pieces of your own work, each rehearsed until you can take a follow-up you did not anticipate, will carry a conversation or a code walkthrough equally well. Specificity is what separates that from filler. A number needs its definition before it means anything: a p99 is over some window and measured at some hop, and a server-side figure excludes the queueing and network time a client would see. The number you cannot qualify is the one to leave out.

What to demonstrate

Whether your examples carry detail only someone who did the work would hold, such as what the binding constraint actually was, which alternative you rejected and why it was worse, and what you measured on each side of the change
Whether a number survives one follow-up, meaning you can say what it was measured over and whether it moved because of your change or merely alongside it
Whether a failure is described with the specific change that followed it, rather than a lesson stated in general terms
Whether your part in a team effort is stated accurately, including what other people did

How to prepare

Write a page on each of three projects covering the constraint, the option you rejected, the measurement before and after, and what went wrong. Cut any line you cannot take a follow-up on, since you are writing the parts you will be pressed on rather than a summary.
Recover the real figures while you still have access: request volume, data size, latency with its percentile and window, team size, timeline. Note where each came from, whether a dashboard, a design document or memory, and mark the estimates so you can say which they are out loud.
Take your weakest project story to someone who works in a different area and have them ask why four times in succession. The point where you run out of answer is the part to go and re-read before the round.

Where candidates lose points

Serialising a tenant's writes through select ... for update on a single counter row

It is the first change that makes a counter correct, and it caps that tenant's write throughput at roughly one divided by the lock hold time. A transaction that takes the lock, makes a network call and then commits holds it for the entire round trip: at 2 ms that is about 500 writes per second for the whole tenant, and the largest tenants are exactly the ones that exceed it. The damage then spreads, because every waiter holds a database connection while it queues, so one hot tenant drains the shared pool and the symptom presents as a site-wide latency incident rather than as a lock problem. The repairs are to shrink the critical section to a single statement, to shard the counter into per-(tenant, hour) or per-(tenant, bucket) rows and sum on read, or to batch in memory and flush periodically while accepting the bounded loss that batching implies.

One shared connection pool for every tenant and every query class

A single tenant with a large table and a missing index can occupy every connection with slow queries, and every other tenant then waits in connection acquisition -- a queue invisible in database metrics, because the database itself looks healthy while the application starves. Containment is bulkheads: separate pools or per-tenant concurrency caps for interactive requests, background jobs and exports, a statement timeout low enough that a pathological query dies before it accumulates, and an idle-in-transaction timeout so a stuck client cannot pin a connection and its locks indefinitely. One caveat worth knowing in advance: if a transaction-pooling proxy sits in front of the database, session-scoped behaviour changes, so session-level advisory locks and settings applied outside a transaction do not survive the way they do on a direct connection.

Designing for a scale nobody asked for

Ask for request rate, data size, read-to-write ratio and expected growth, then size the simplest option first; one relational instance on current hardware covers a large share of real workloads. Reaching for shards, queues and a cache tier before any number has been quoted reads as pattern-matching rather than judgement.

Hardcoding to the sample inputs

Solve the stated problem rather than the two examples; special-casing a literal to make a sample pass is obvious immediately and reads as either a misunderstanding or an attempt to fake progress. If you genuinely cannot generalise yet, say which part is a stub and what would replace it.

Questions & practice

Seal an hour under late data with bounded memory

Hard · watermarks · late-data · quantile-sketch · conditional-write

Metering ingest reads 256 partitions at 10,000 to 40,000 events/second. Events carry occurred_at and ingested_at, and during a producer replay the gap between them is hours. Seal each UTC hour once no more than 50 parts per million of that hour's eventual quantity can still arrive, using memory that does not grow with the size of the replay. Define the watermark, the lateness parameter and how you measure it, the structure holding open hours, and the write that performs the seal. State what an idle partition does to your watermark.

Approach

Two clocks, two jobs. Bucket by occurred_at, because that is the hour the customer is billed for, and advance the watermark on ingested_at, because that is what the fold has consumed and what source_max_ingested_at records. Conflating them is what makes late data invisible.
The global watermark is the min over partitions of each partition's committed ingested_at, not the max: the fold is trustworthy only as far as the slowest partition. The consequence is that one idle partition pins the watermark forever and nothing seals, so an idle partition must promote its watermark to wall clock after a stated idle timeout, and that timeout becomes a correctness parameter, because a partition that is slow rather than idle gets sealed past.
Choose the lateness L from the measured distribution of ingested_at - occurred_at, weighted by quantity rather than by event count. The target is 50 ppm of the hour's quantity, and a replay is rare in events while carrying disproportionate mass, so an event-weighted quantile picks an L that is comfortably wrong at exactly the moment it matters.
Measure that quantile in bounded memory. A Greenwald-Khanna summary gives epsilon-approximate quantiles in O((1/epsilon) log(epsilon n)) space; a t-digest costs more per merge but has relative error that tightens at the tails, which is the half of the distribution you are reading at p99.99. Keep a separate summary per tenant class, because one tenant's batch importer is not the population.
Hold open hours in a min-heap keyed by hour_start. When the watermark advances, pop every hour with hour_end + L < W and seal it: O(log H_open) per advance and O(1) amortised per event to touch its bucket. Memory is open hours multiplied by distinct (tenant, workspace, sku) keys, so cap the number of simultaneously open hours and spill the oldest into usage_rollup_hourly as status='open' with a revision bump. While an hour is open the row is upsertable, so the store is your overflow.
The seal itself is a conditional write: update ... set status='sealed', sealed_at=now() where status='open' returning .... Two sealers race on every restart, and the loser must see zero rows and stop rather than write a second value. After the seal, an event for that hour is not an upsert but an adjustment, and source_max_ingested_at is what proves it arrived afterwards.

Worked solution (40 min)

Replay a day of events with a synthetic lateness distribution: 99.9% under two minutes, plus a 0.05% tail at four to six hours that carries 3% of total quantity.
Compute the p99.99 lateness two ways, event-weighted and quantity-weighted, and put the two numbers side by side.
Implement the min-heap of open hours with the watermark as the min over 256 partitions, then stall one partition for 20 minutes and observe what seals.
Set the idle-partition timeout to 60 seconds, repeat the stall, and measure how much quantity arrives after the seal.
Attempt the seal from two workers at once and confirm the conditional update lets exactly one through.

Expected result: The quantity-weighted p99.99 is hours larger than the event-weighted one. Choosing L from the event-weighted number lets roughly the tail's 3% of quantity land after the seal, 600 times the 50 ppm target. With the min watermark and no idle timeout, the stalled partition blocks all sealing; with a 60-second timeout, the stall is sealed past and its events arrive late.

Verify it yourself

Post-seal quantity as a fraction of the hour's total is at or below 50 ppm at the chosen L, measured rather than assumed.
The second sealer's update reports zero rows affected and writes nothing.
Heap size equals the number of open hours and does not grow with the replay's event count.

Follow-up

A replay starts during the sealing window for a period you are about to close. What do you do, and what is the customer-visible consequence of each option?
Your measured quantity-weighted p99.99 lateness is six hours and the invoice must be issued at 02:00 UTC on the first. How do you reconcile those two numbers?
How would you detect that L has drifted before it costs you an hour's quantity?

Find peak concurrent sandbox usage from run intervals

Medium · sweep-line · intervals · concurrency-caps · null-semantics

Given up to 5 million job_run rows for one tenant over one day, with run_id, started_at, finished_at, status and wall_clock_limit_seconds, report the maximum number of sandboxes running at once, the earliest instant that maximum is reached, and the first run_id that would breach a per-tenant cap of C. started_at is null while a run is queued; finished_at is null both for runs still executing and for runs in status lost. Treat a run as occupying [started_at, finished_at). Give the complexity and state how you handle each null.

Approach

Turn each run into two sweep events, (started_at, +1) and (end, -1), then sort the 2n events by timestamp with -1 ordered before +1 at equal timestamps. That tie-break is what makes the interval half-open, so a run finishing at 10:00:00 and one starting at 10:00:00 never overlap.
Decide each null out loud before sweeping, because each choice moves the answer. A null started_at means queued and contributes nothing. A null finished_at with status running or leased is clipped to the window end. Status lost has no observed end at all, so clip it at started_at + wall_clock_limit_seconds on the grounds that the supervisor owns the timeout, and record that you did. The table's check (finished_at is null or started_at is not null) guarantees you never see an end without a start.
Sweep once, maintaining a running counter, the maximum, and the timestamp at which the maximum was first attained (update peak_at only on a strict increase, or you will report the last such instant instead of the earliest). Capture the first run_id whose +1 takes the counter to C+1 during the same sweep rather than in a second pass.
Complexity: O(n log n) dominated by the sort, O(n) space. If rows already arrive ordered by started_at, a min-heap of end times gives O(n log k) time and O(k) space with k the peak concurrency, which is the better shape when the rows come from an index scan on (tenant_id, started_at).
If second resolution is acceptable, counting-sort the endpoints into an 86,400-slot delta array and prefix-sum it: O(n + T) time and O(T) space, which beats the comparison sort at 5 million rows. It answers only at second granularity, so state which resolution the cap is defined in.

Follow-up

Now report peak concurrency per tenant for 10,000 tenants from one globally sorted stream. What changes about memory and about the sort?
The cap has to be enforced at dispatch rather than reported afterwards. What does the admission check look like, and where does it race?
How would you answer 'peak concurrency within any 5-minute window' without re-sorting?

Parse and verify a timestamped multi-signature webhook header

Easy · parsing · hmac · constant-time-compare · replay-protection

An inbound webhook carries a signature header of at most 1 KiB shaped t=<unix seconds>,v1=<64 hex chars>, with up to five v1 values during secret rotation and possibly unknown scheme keys. You hold the raw request body bytes and the currently active signing secrets. Write the parser and the verifier: accept when any active secret reproduces a signature and the timestamp is within a five-minute tolerance in either direction, reject otherwise. Single left-to-right pass over the header, no regular expression. State what is inside the MAC and why.

Approach

Parse in one scan: split on ,, then on the first = only, since a value may itself contain = under a future scheme. Accept t exactly once and treat a second t as a reject rather than last-wins. Push every v1 onto a short list and ignore any other key, so a v2 can be introduced later without breaking this verifier.
Say what is signed: HMAC-SHA256 over the exact byte string <t>.<raw body bytes>, yielding 32 bytes or 64 hex characters. The timestamp sits inside the MAC because otherwise an attacker replays yesterday's body with its still-valid signature and only has to edit the header timestamp.
Hash the bytes as received. Verifying against a re-serialised JSON body is the usual defect: key order, whitespace and number formatting all change the bytes while the parsed objects compare equal, so signatures fail for honest senders and the popular 'fix' is to stop checking.
Compare in constant time over fixed-length digests. Decode the hex to 32 bytes, accumulate acc |= a[i] ^ b[i] across the whole length, and test acc == 0 at the end. Evaluate every candidate without an early exit; at five candidates that is five HMACs over the body, linear in body size and negligible beside the network.
Apply the tolerance as a two-sided bound, rejecting when |now - t| > 300 seconds. A sender whose clock runs ahead of yours is an ordinary case, and an unbounded future timestamp is a free replay window.
Complexity: O(L) over the header producing k candidates, plus k HMACs at O(|body|) each. Space is O(k) beyond the body itself. Do the cheap rejections, including the tolerance check, before any cryptography runs.

Follow-up

The body is 40 MB. What changes about where you verify, and what can you do before the whole body has arrived?
A customer reports that signatures fail for exactly the requests whose body contains a non-ASCII character. What is your first hypothesis?
How do you rotate the signing secret with no failed deliveries, and how long do both secrets stay live?

Explain why the metering dashboard scans every daily partition

Medium · indexing · partition pruning · sargability · tenant skew

usage_event is range-partitioned daily on ingested_at and holds tenant_id, workspace_id, environment, sku, quantity numeric(20,6), occurred_at and ingested_at. The only relevant index is on (occurred_at). A dashboard runs select sku, sum(quantity) from usage_event where tenant_id = $1 and date_trunc('hour', occurred_at) >= $2 and environment = 'production' group by sku, and EXPLAIN shows a sequential scan of every partition. Give each distinct reason, rewrite the predicate so an index can serve it, propose the index, and state the write cost its column order adds.

Approach

Separate the three causes rather than blaming one. First, date_trunc('hour', occurred_at) wraps the column, so the predicate is not sargable against a btree on the bare column. Second, pruning keys off ingested_at while the query constrains occurred_at, so no partition can be excluded. Third, even made sargable, (occurred_at) is not tenant-leading, so for one tenant among thousands the scan reads the whole time range and discards nearly all of it.
Rewrite the bound carefully, because the obvious rewrite is only conditionally equivalent. date_trunc('hour', x) >= $2 equals x >= $2 only when $2 is already hour-aligned; for an arbitrary $2 it means x >= date_trunc('hour', $2) + interval '1 hour'. Normalise the parameter in the caller and leave the column bare.
Restore pruning with a second, redundant predicate on the partition key: ingested_at >= $2 - interval '<late-data horizon>'. State both sides of it. It prunes to a handful of partitions, and it silently omits any event whose ingest lagged past that horizon, which is precisely what a producer replay produces. Either document the horizon as a stated bound, or partition on occurred_at and move the problem into the dedup window instead.
Propose (tenant_id, occurred_at) include (sku, quantity) per partition. A partial index where environment = 'production' mostly saves size rather than selectivity, since production dominates the three environments; take it if non-production is a meaningful share and skip it otherwise.
Price the write path honestly. At roughly 250M rows/day each extra index is another insert plus WAL per row, and a tenant-leading key scatters inserts across one hot leaf per active tenant instead of appending to a single rightmost leaf, so page dirtying and random I/O both rise. An INCLUDE payload widens every leaf entry and enlarges the index accordingly.
Add the index-only-scan caveat before someone reports it as a regression: on a freshly appended table the visibility map is not yet set for recent pages, so the INCLUDE columns still cost heap fetches until autovacuum has been through, and the newest hour is exactly the data the dashboard reads.

Worked solution (30 min)

Build 30 daily partitions with skewed tenants, one holding about 40% of the rows, then ANALYZE.
Run explain (analyze, buffers) on the original query and record how many partitions were scanned and the rows removed by filter.
Apply the rewritten predicate and the index, re-run, and confirm the plan lists only the partitions inside the ingested_at bound.
Re-run with $2 set to a non-hour-aligned timestamp and confirm the rewritten and original predicates return identical rows.
Insert an event with ingested_at six hours past occurred_at and check whether the pruning predicate excludes it.

Expected result: Three causes named separately: a non-sargable date_trunc, pruning on ingested_at against a predicate on occurred_at, and a non-tenant-leading index. A rewrite to occurred_at >= <hour-normalised $2> plus a redundant ingested_at >= $2 - horizon, an index on (tenant_id, occurred_at) including sku and quantity, a per-row write cost stated, and the late-data omission the pruning predicate introduces stated as a known bound.

Verify it yourself

The plan lists only partitions inside the ingested_at bound.
Rows removed by filter on the index scan is small relative to rows returned.
The rewritten and original predicates agree for both hour-aligned and non-aligned bounds.
A deliberately late-ingested event is visible or omitted exactly as the stated horizon predicts.

Follow-up

CREATE INDEX CONCURRENTLY is not supported on a partitioned parent. Give the sequence that gets this index onto 400 existing partitions without blocking ingest.
One tenant holds 200 times the median row count and the dashboard still times out for them with the index in place. What changes?
Should this read hit usage_rollup_hourly instead? State what that costs in freshness and what the watermark lets you promise.

Model credential revocation so history survives the delete

Easy · soft delete · partial indexes · check constraints · audit history

tenant_api_key stores key_id, tenant_id, workspace_id, name, key_prefix, secret_hash, scopes text[], status (active, revoked, expired, compromised), auth_version, created_at, expires_at, last_used_at, revoked_at, revoked_reason. Rotation inserts a new row and revocation never deletes, because an incident review asks which credential served a request last quarter. Write the constraints that enforce: a label is unique only among a tenant's live keys, revoked_at and status can never disagree, and scopes is never empty. Then write the authentication lookup predicate, and name one column in this table that must stay out of it.

Approach

Reach for a partial unique index rather than a plain UNIQUE: create unique index on tenant_api_key (tenant_id, name) where revoked_at is null. Any number of revoked rows may share a label, the live namespace stays unique per tenant, and the revoked majority is not in the index at all, so it stays small on a table that only grows.
Tie the nullable timestamp to the enum so the two cannot drift: check ((revoked_at is not null) = (status in ('revoked','compromised'))) and check ((revoked_at is null) = (revoked_reason is null)). A revocation that records no reason is the one an incident review cannot use.
Write the emptiness check as check (cardinality(scopes) > 0), not array_length(scopes, 1) > 0. array_length returns NULL for an empty array, a CHECK constraint passes when its expression is NULL, so the array_length version accepts exactly the value it was written to reject.
Make the lookup a single index probe with every liveness condition inside it: where secret_hash = $1 and revoked_at is null and (expires_at is null or expires_at > now()) and auth_version = $2, backed by a unique index on secret_hash. Nothing is filtered in application code, so there is no path that forgets a clause.
Keep last_used_at out of that predicate. It is written asynchronously and is allowed to lag by a minute, so it is a usage signal; feeding it into an authorisation decision makes the decision depend on a write that may be late, batched away or lost.
Flag the modelling smell while you are here: expired is derivable from expires_at < now(), so storing it as a status obliges a job to keep it true and guarantees the column is wrong between the expiry instant and that job's next run. Derive it in the predicate; keep the stored status for states that are decisions rather than clock readings.

Follow-up

Rotation issues a replacement while the old key stays live for a 30-day overlap. What does the uniqueness rule become, and what does the UI show to tell two same-named keys apart?
A password reset bumps the principal's auth_version. No row in this table changed. How does the next request fail, and what query counts how many keys that bump just killed?
A key turns up in a public repository. Which columns let you find it, and what do you write to the row?

How would you improve an existing, highly procedural code solution using design patterns and OOP principles?

Medium · system design and architecture

Approach

Name the failure you are designing for, then the recovery path.
State the consistency you need, and where you are willing to be stale.
Choose a partition key and say what query it makes expensive.

Follow-up

What would you drop to keep the system up under load?
How does this behave when that dependency is down for an hour?

Can you walk us through a system design for a specific problem?

Medium · system design and architecture

Approach

Name the read and write paths separately; they rarely have the same bottleneck.
State the consistency you need, and where you are willing to be stale.
Name the failure you are designing for, then the recovery path.

Follow-up

What would you drop to keep the system up under load?
What breaks first when traffic grows ten times?

Describe the most difficult technical challenge you have encountered and how you resolved it.

Medium · system design and architecture

Approach

Choose a partition key and say what query it makes expensive.
Name the failure you are designing for, then the recovery path.
Name the read and write paths separately; they rarely have the same bottleneck.

Follow-up

What breaks first when traffic grows ten times?
How does this behave when that dependency is down for an hour?

How would you approach an event-driven design pattern?

Medium · system design and architecture

Approach

State the consistency you need, and where you are willing to be stale.
Name the failure you are designing for, then the recovery path.
Choose a partition key and say what query it makes expensive.

Follow-up

What breaks first when traffic grows ten times?
What would you drop to keep the system up under load?

What is the difference between a linked list and a doubly linked list?

Medium

Approach

Work from the requirement backwards to the design.
Clarify what is being asked and what a complete answer contains.
Say what you would check first and why it is the highest-information step.

Follow-up

How would you know your answer was wrong?
What assumption would you test first?

How would you implement a third-party C# API in a new system?

Medium

Approach

Say what you would check first and why it is the highest-information step.
State your assumptions explicitly before working the problem.
Clarify what is being asked and what a complete answer contains.

Follow-up

What assumption would you test first?
How would you know your answer was wrong?

A resumable usage export that never skips a row

Easy · pagination · indexing · tenant scoping · visibility

Customers pull their own rows from usage_event through GET /v1/usage to reconcile against their own systems. The table is append-only and partitioned daily on ingested_at; a large tenant adds millions of rows a day while the export is being walked, and a client may pause for hours and resume. Specify the cursor, the index it requires, the tenant scoping, the ordering guarantee you can honestly offer, the per-page cost as the walk deepens, and what the client must do to avoid missing rows.

Approach

Rule out LIMIT/OFFSET on two independent grounds and say both, because fixing only one leaves the other. Correctness: rows inserted between page requests shift the window, so a walking client skips rows and repeats others, which for a reconciliation consumer is silent data loss rather than an error anyone sees. Cost: the database still produces and discards the skipped rows, so page N costs time proportional to N x page_size and a deep page degrades from milliseconds to seconds.
Use keyset pagination over a stable, unique, indexed ordering: WHERE tenant_id = $1 AND (ingested_at, event_id) > ($2, $3) ORDER BY ingested_at, event_id LIMIT $4, carrying the last row's pair as the cursor. The row-value comparison navigates a composite btree directly, so each page is O(log n + page_size) and stays constant as the walk deepens. The precondition is that the cursor columns never change value for a row, which ingested_at satisfies and updated_at would not.
Lead the index with tenant_id - (tenant_id, ingested_at, event_id) - which is simultaneously the correctness guard and the plan choice. An index on (ingested_at) alone forces a filter across every tenant's rows, and on a table where one tenant holds most of them that is fine only for that tenant and terrible for everyone else. Because ingested_at is also the partition key, a resumed cursor prunes to the partitions from the cursor forward.
Name the visibility hazard rather than assuming it away: in PostgreSQL now() is transaction start time, so a transaction that starts at T, inserts, and commits at T+8 s writes a row whose ingested_at is T but which becomes visible only at T+8 s. A walker that has already passed T never returns it. The gap equals the writer's longest transaction, so the mitigation is either a safety lag - serve only rows older than now() minus the longest permitted transaction - or a client that re-walks a trailing overlap window and deduplicates on event_id, which is stable and unique.
Offer the guarantee you can actually keep: ordering by (ingested_at, event_id) with no claim whatsoever about occurred_at order, and completeness only behind the safety lag or with the documented overlap-and-dedup obligation on the client. Saying this in the API reference is part of the design, because the client's reconciliation logic is what has to absorb it.

Worked solution (20 min)

Write the keyset query and the exact index it needs, then read the query plan and confirm there is no Sort node.
Insert rows concurrently while walking with a LIMIT/OFFSET pager and count the distinct rows returned against the rows that exist; repeat with the keyset pager and compare.
Construct the out-of-order commit case by hand: open a transaction, insert, hold it open while the walker passes that timestamp, then commit, and check whether the walker ever returns that row.
Choose the mitigation - safety lag or client overlap plus event_id dedup - and write down the number it depends on.

Expected result: Keyset pagination on (tenant_id, ingested_at, event_id) with a matching composite index, constant per-page cost and no sort; the guarantee limited to ingested_at ordering with nothing claimed about occurred_at; completeness delivered by a safety lag equal to the longest permitted write transaction, or by a documented client overlap window with deduplication on event_id.

Verify it yourself

The plan for a page should be an index scan with no Sort node. A Sort means the index column order does not match the ORDER BY and the constant-cost claim is false.
Under concurrent inserts the offset pager and the keyset pager return different sets. Count the difference rather than reasoning about it.
Your safety lag must be at least the longest transaction the writing service permits. If you cannot name that number, the completeness guarantee is not enforceable and should not be documented.

Follow-up

The customer wants to reconcile by occurred_at instead of ingested_at. What breaks, and what would you offer them in its place?
One tenant starts a full-history export. How do you keep it from occupying every connection in the pool?
A customer reports a missing row. What do you check first, and what would each answer tell you?

Metering partition crash-loops and the sealing watermark freezes

Medium · poison message · at-least-once · dead-letter queue

One metering-ingest partition has stopped advancing. Lag grows linearly, the consumer restarts about every 40 seconds, and the same offset appears in every startup log while other partitions stay healthy. Events are committed in batches of a few thousand and the acknowledgement follows the commit. Sealing is six hours away and source_max_ingested_at for that partition's tenants is frozen. Give an ordered checklist, a containment action available within minutes, and the durable fix, saying what each does to exactly-once accounting.

Approach

Distinguish a poison record from a capacity problem in one measurement: compare the offset and the exception across restarts. An identical pair every time is deterministic failure on one record, whereas a throughput problem still advances the offset between crashes.
Read the record from a separate consumer group so the bytes can be inspected without perturbing the stuck consumer, then classify the defect: schema violation, a quantity failing the non-negative check, a null workspace, an unmappable SKU enum, or a payload past a size limit. That classification decides whether this is a producer bug or a missing consumer guard.
Account for batch granularity before acting. With commits of a few thousand, one bad record fails thousands of good ones, so the blast radius is the batch. Halve the batch around the offset to isolate the record, or move to per-record error isolation so the radius becomes the record.
Contain by diverting that record to a dead-letter store with its raw bytes and offset, then resume. This is safe here precisely because the acknowledgement follows the commit: the good records from the failed batch are re-consumed and absorbed by the uniqueness check on (tenant_id, idempotency_key) rather than counted twice.
Make the fix durable with per-record error isolation, a bounded poison counter, and an alert on dead-letter rate rather than on lag alone, since lag only reveals this after the sealing margin has already been eaten.
Check the horizon before replaying anything. The unique index lives on a daily-partitioned table and therefore includes the partition key, so it deduplicates within a day only; a replay landing on a later ingest day needs the separate dedup store or it double-counts into a tenant's bill.

Follow-up

Move the acknowledgement before the commit and describe exactly what is lost and what is duplicated in each of the two crash windows.
Sealing is in six hours and the partition will not drain in time. What do you seal on, and what does the invoice have to record so the difference is explainable later?
A producer replays two weeks of events next month. Which part of your fix stops holding, and what is the dedup horizon you would actually configure?

Suggested practice checklist

For someone fluent in a dynamic language who has shipped real work but has never had to say what the runtime is doing underneath. The week is built on measuring and deliberately breaking things, because the questions that expose this background are the ones where the interviewer asks why a second time.

Day 1 — Measure before reasoning

Take a slow piece of your own code, write down in advance where you believe the time goes, then profile it and record how wrong the guess was. The cost is usually an allocation you did not notice or an accidental quadratic membership test.
Replace one list membership test inside a loop with a set and measure at a thousand, ten thousand and a hundred thousand elements, confirming the shape of the curve rather than only that it got faster.
Write down the three quantities you can now measure instead of assert: wall time, peak memory, and call count for the function you suspected.

Deliverable: A before-and-after profile of real code plus a written note on the size of the gap between the guess and the measurement.

Day 2 — References, copies, and the bugs they produce

Write the function with a mutable default argument, call it three times, and explain the accumulating result: the default is evaluated once when the function is defined, so every call shares one object.
Build a nested structure, take a shallow copy, mutate an inner element, and show that both views changed, because a shallow copy duplicates the container and not the elements. Then fix it with a deep copy and state the cost you just accepted.
Write two functions, one mutating its argument in place and one rebinding the local name, and predict the caller's view of each before running it. That single distinction produces most of the bugs that pass their tests.

Deliverable: Three small programs whose output you predicted correctly before running, each with a one-line statement of the rule underneath.

Day 3 — Types, once, in a language that checks them

Port one module you have already written, roughly a hundred lines, into a statically typed language, and record every place the compiler demanded an answer your original had left implicit: a value that can be absent, a numeric width, a case never handled.
Write the same signature in both languages and state what the static one guarantees before the program runs and what it does not, since it will not save you from a wrong algorithm or an index out of range.
Write the difference between an interface satisfied by declaration and one satisfied structurally, with one case each where the other approach would miss the mistake.

Deliverable: One module in two languages plus a list of the questions the type checker forced you to answer.

Day 4 — Concurrency, starting with what actually runs at the same time

Run the same CPU-bound function across four threads and four processes and measure both. Under the default CPython build the threaded version will not speed up, because only one thread executes bytecode at a time; the process version will. Check which build you are on first, since free-threaded builds remove that lock and change the result.
Then run a blocking I/O workload across four threads and measure it speeding up, because the interpreter releases that lock around blocking calls, which is why treating threads as useless is wrong as a general claim.
Build the lost update: two threads each incrementing a shared counter a hundred thousand times, and show a final value below the expected sum, because an increment is a load, an add and a store and the thread can be suspended between them. Fix it with a lock and then measure what the lock costs.

Deliverable: Three measurements, threads against processes on CPU work, threads on I/O work, and a demonstrated lost update, each with the mechanism written underneath.

Day 5 — Debugging as a procedure rather than an instinct

Work one real failure as a bisection: find a revision or an input size where it is good and one where it is bad, halve repeatedly, and state the two assumptions bisection needs, that the property changes exactly once across the range and that the test is reliable.
Minimise one failing input to the smallest version that still fails, and record how many rounds it took.
Keep a hypothesis log for one bug in three columns, what I believe, what would disprove it, what I observed, and stop yourself the first time you are about to change two things at once.

Deliverable: One bug worked to root cause with a written hypothesis log and a minimised reproducing input.

Day 6 — Tests that catch the bug you are about to write

Implement an LRU cache with a capacity bound, then write the three test cases that would catch an off-by-one in eviction: insert exactly capacity items and assert nothing was evicted, insert one more and assert the least recently used key is the one gone, and read an old key just before that insert so the eviction victim changes.
Add a property test comparing your implementation against a deliberately slow reference, an ordered list scanned linearly, over a few thousand random operation sequences, because a slow reference finds the cases you would not have thought to write.
Write one numeric test that fails under exact equality and passes with a tolerance, and state why the tolerance has to be relative rather than absolute once the magnitudes grow.

Deliverable: An LRU implementation with three boundary tests, one property test against a slow reference, and one tolerance-based numeric test.

Day 7 — Debug something broken, out loud

Have someone plant three defects in a two-hundred-line program, an off-by-one, a shared mutable state bug, and a wrong error-handling path, then find them while narrating, under a fixed rule: state the hypothesis before touching anything.
Time each one and record which tool found it, reading, a printed value, a debugger, or a test, because the question asked in interviews is how you would find it rather than what it was.
Write the sentence you will use when you do not yet know the cause, one that names the next measurement instead of offering a guess.

Deliverable: A recorded debugging session with time-to-find per defect and the method that found each.

Review and mentoring: what you let through

Counting review comments or mentees proves nothing. The useful version is a specific change you approved with a reservation you stated, or one you blocked and the delay that cost. Say which standard you were holding and why it was worth the friction. A mentoring story needs the thing the other person can now do without you.

How have you dealt with a technical disagreement or an issue within a project?

Medium · behavioural and engineering judgement

Approach

Name the disagreement and how you resolved it with evidence.
Close with what you would do differently, concretely.
Pick a story where you made the decision, not one where you watched it.

Follow-up

How did you know your change caused the improvement?
What did you decide not to do, and why?

What attracts you to Capital on Tap specifically?

Medium · behavioural and engineering judgement

Approach

Pick a story where you made the decision, not one where you watched it.
State the situation in two sentences and spend the rest on the reasoning.
Give the blast radius: what could have broken, and what you measured.

Follow-up

How did you know your change caused the improvement?
What did you decide not to do, and why?

Resolve a review disagreement over a quota check

Easy · code review · isolation levels · write skew · disagreement

A colleague's pull request enforces a per-tenant quota by selecting the current count and then inserting when it is under the limit. You flag it as a race. They reply that the transaction already runs at repeatable read, so the snapshot makes it safe, and the tests pass. Walk through taking that disagreement to a resolution: what you write in the review, what you demonstrate rather than assert, which fix you propose and why, and what you do if they still disagree after all of it.

Approach

Answer the claim precisely instead of restating your objection, because they have made a specific technical argument. In PostgreSQL, repeatable read is snapshot isolation; this is write skew, which snapshot isolation permits by design. Both transactions read a count that is stable within their own snapshot, insert disjoint rows that the other cannot see, and both commit, so the limit is exceeded by exactly the concurrency.
Demonstrate rather than cite. Two psql sessions, both BEGIN ISOLATION LEVEL REPEATABLE READ, both select the count, both insert, both commit: it succeeds. Repeat at SERIALIZABLE and the second commit fails with serialization_failure, SQLSTATE 40001. That takes two minutes, ends the argument without anyone conceding a position, and leaves an artefact for the next reviewer.
Offer the options with their costs rather than a verdict. Serialisable plus a retry loop on 40001 is correct but obliges every caller to retry and degrades under contention. An increment-and-compare on a counter row — update tenant_quota set used = used + 1 where tenant_id = $1 and used < limit returning used — is safe even at read committed, because a blocked updater re-evaluates the WHERE clause against the row version it finally locks, and zero rows returned means full. A unique or exclusion constraint that makes the surplus write fail is the third.
Name the plausible non-fix explicitly, since it is what usually gets merged instead: folding the count into the insert as insert ... select ... where (select count(*) ...) < limit is still racy under read committed, because the subquery cannot see the other transaction's uncommitted rows. It looks atomic and is not.
Say what you do if they still disagree: escalate the decision rather than the disagreement. Attach the reproduction, hand it to the service owner or a third reviewer, and state that you will not block the merge if the owner accepts the risk knowingly — and that you want that acceptance written down.
Close with the general lesson worth leaving in the review thread: a passing suite is weak evidence for a concurrency claim because it runs one request at a time. Ask for a test that runs two.

Follow-up

Write the counter-row version. Does your answer change if the quota counts child rows rather than a column?
Under serialisable, who performs the retry, and what does the API client see if the retry also fails?
This is the third disagreement with the same reviewer this month. What changes in how you review?