Affirm Machine Learning Engineer Interview Questions & Guide 2026

The 60-second brief

At Affirm, a Machine Learning Engineer plays a pivotal role in driving the core financial products that redefine how consumers borrow and spend. Unlike traditional credit systems that rely on static, outdated scores, Affirm uses advanced, real-time machine learning models to assess risk and approve loans at the point of sale. As a Machine Learning Engineer, you will be responsible for building, deploying, and scaling the intelligent systems that make these split-second decisions possible.

Treat capacity estimation as a conversion skill rather than a table to memorise: turn a user count and an action rate into requests per second and bytes per day, then name the component that number breaks first. The figure only matters if it changes the design.

Focus areas

• Detect concurrent edits instead of losing writes
• Choose indexes from the query's access path
• Bound every outbound call with a timeout

Overview

Your work will directly impact millions of consumers and merchants by determining creditworthiness, detecting fraudulent transactions, and optimizing financial underwriting. You will operate at the intersection of data science and software engineering, translating complex statistical models into highly performant, low-latency production code. The models you build must handle massive scale and remain highly accurate, as even minor deviations can significantly affect the company's financial health and user experience.

This role is highly collaborative and strategically vital. You will partner closely with product managers, risk analysts, and backend engineers to turn vast amounts of transactional and user data into actionable predictions. Whether you are optimizing underwriting models, building real-time feature stores, or combatting sophisticated fraud networks, your contributions will directly influence 's bottom line and its mission to deliver honest financial products.

The Affirm interview process

Affirm candidates report 4 rounds · ≈ 3-5 weeks. The stages below are what candidates describe, not a published process.

Recruiter Screen

Half of this call is the part candidates treat as small talk: start date, notice period, work authorisation and its timing, location and time zone, on-call, and the number. Those are what kill offers late, after several engineers have each spent a day. Surfacing a hard constraint now costs you nothing and occasionally buys you something, since a loop compressed to fit a competing deadline can usually only be arranged if it is asked for early. The common failure is deflecting the compensation question twice, then discovering at offer stage that the band never reached your number.

What to demonstrate

• Whether your hard constraints are compatible with the role before a loop gets booked: earliest start, notice period, what authorisation you hold and when it needs action, days on site, willingness to carry a pager
• Whether you give a compensation range with something behind it, such as current total compensation or a competing timeline, rather than leaving the band untested
• Whether your stated timeline is real, since a competing deadline raised now is something scheduling can sometimes work around and the same deadline raised at offer stage usually is not

How to prepare

• Write each constraint down in one line before the call and state them as facts rather than negotiating them live under a question you were not expecting
• Set your range from two or three current data points for that level and location, and name the structure you are quoting in, so the number is comparable to the one they are holding
• If another process is running, say where it stands and by when, and ask directly whether this loop can be scheduled inside that window

Hiring Manager Conversation

The design portion here is shorter and lower-stakes than a dedicated design round, which changes what it tests. There is rarely time to reach a full component diagram, so what gets read is your first two minutes: whether you pin down constraints, meaning request rate, data size, what must not be lost and how stale a read may be, before naming any technology. Opening with a stack list invites being steered back. Once the numbers are on the table, say what breaks first if they grow tenfold, and defend the plain option where the load does not justify more.

What to demonstrate

• Whether constraints come before components: peak request rate, data volume, what must survive a process dying, and the staleness the product can tolerate
• Whether you can name what saturates first when traffic grows by an order of magnitude, and whether that matches the design you just sketched
• Whether a cache is reasoned about on both paths, since a cold or recently flushed cache sends the full request rate to the origin, so capacity has to cover the miss case and not only the steady state
• Whether you distinguish what you have operated from what you have only read about, which usually shows up in the answer to why a particular component is there

How to prepare

• Take one system you worked on and write down the numbers you would need to defend it: requests per second at peak, rows in the largest table, the latency you were actually held to. Not having them is the common stall in this part.
• Practise the tenfold question on that system out loud, naming the first bottleneck you would hit, whether that is a single writer, connection limits, disk, or a queue that grows faster than it drains, and the smallest change that buys headroom.
• Prepare one decision where the plain option was correct: the cache you did not add or the queue you did not introduce, with the load figure that made that the right call. Being able to argue for less is rarer than being able to argue for more.

Technical Screening

Most of the time lost in this format is not lost to thinking. It goes to a standard-library call you half-remember, an off-by-one in a loop bound, and a debugging loop that mutates code at random until something passes. When output is wrong, stop re-reading the whole function: take the smallest input that reproduces it and walk the state through by hand, printing intermediates if the environment allows. Guessing at a fix without a failing case you understand is how a five-minute bug becomes twenty, and the clock does not pause while you do it.

What to demonstrate

• Whether you reach the right structure without a detour, and can write it from memory rather than only recall that one exists
• Whether overflow is considered where the language has fixed-width integers, since a signed 32-bit value stops at 2,147,483,647 and then wraps in Java, is undefined behaviour in C++, and does not arise in Python, whose integers grow instead
• Whether recursion depth is treated as a constraint on large inputs, given that CPython's default limit is 1000 frames and a deep recursion can exhaust the stack in any language where an iterative version would not
• Whether a failing case is isolated and explained before any edit is made to the code

How to prepare

• From an empty file and with no references open, implement the pieces you lean on most: a heap push and pop, an iterative DFS with an explicit stack, and a binary search whose midpoint is written lo + (hi - lo) / 2, which avoids the overflow that (lo + hi) / 2 can hit in a fixed-width integer type
• Time yourself on the ten library calls you look up most, such as sorting with a custom comparator, splitting and joining strings, and finding the next key at or above a value in an ordered map, until the lookup is gone
• Take a solution you know is broken and, before touching it, write one sentence naming the input, the expected value and the actual value. Repeat until you do it without deciding to.

Virtual Onsite Loop

Coding rounds mostly set a floor. They decide whether you clear the bar, not where you land on the ladder. Level tends to come out of the design discussion and the ownership stories, so the question worth auditing beforehand is whether the scope you describe matches the scope of the job. Work that stops at your own service, or a story whose hard part was writing the code rather than getting several people to agree on an interface, reads a level below where you think you are interviewing, and that gap is usually resolved downwards.

What to demonstrate

• Whether the largest thing you describe owning ran end to end — the decision, the migration path, the rollout, and what you did when it went wrong — or stopped at the change you merged
• Whether design answers include what you would not build, what you would defer, and what you would measure before committing, rather than only what the boxes are
• Whether a disagreement in a story was settled with something checkable — a benchmark, a prototype, a written proposal — instead of by seniority or by waiting it out
• Whether you can say which calls you made alone and which you escalated, and why the line sat where it did

How to prepare

• Write your largest piece of owned work as a timeline of decisions — who decided what, when, and what you did when the plan broke — then delete every sentence whose subject is "we" and see how much survives
• Take one system you know well and drill the migration answer: how old and new paths run side by side under live traffic, how you compare their outputs, what the rollback is once writes are going to both, and which step you would not automate
• Map each line of the ladder in the job posting to a specific thing you have done, find the line you cannot support, and prepare the closest evidence you have plus an honest account of the gap

Where candidates lose points

Assuming an isolation level prevents the anomaly you actually have

Isolation levels are named by the SQL standard but implemented differently, so any claim about one is only true of a named engine. PostgreSQL defaults to READ COMMITTED, where every statement takes a fresh snapshot, so two statements inside one transaction can legitimately disagree about the same row. Its REPEATABLE READ is snapshot isolation: it removes non-repeatable and phantom reads but permits write skew, where two transactions each read a set, each conclude their own write is safe, both commit, and the combined result violates a constraint that no single row expresses. Only SERIALIZABLE closes that, and it closes it by aborting a transaction with a serialization failure (SQLSTATE 40001), which means the guarantee is theoretical unless the application has a retry loop. InnoDB's REPEATABLE READ is a different mechanism again - plain SELECTs read a consistent snapshot while locking reads and writes see the latest committed row - so a read-modify-write inside one transaction can act on a value that the transaction's own earlier SELECT never returned.

Paginating with LIMIT/OFFSET over a set that changes while the client is reading it

OFFSET n makes the database produce and discard n rows before returning anything, so the cost of a page grows with its depth rather than with its size and page 500 costs five hundred pages of work. The correctness problem is worse than the cost: if a row is inserted or reordered between two page fetches, rows shift across the offset boundary and are either skipped entirely or returned twice, and neither outcome leaves any trace in the response for the client to detect. Keyset pagination - WHERE (sort_key, id) < ($last_sort_key, $last_id) ORDER BY sort_key DESC, id DESC LIMIT n, backed by an index in exactly that order - reads only the rows it returns and is stable against concurrent inserts. It requires the tie-break column: a timestamp is not unique, and duplicate sort keys straddling a page boundary reintroduce the skip it was adopted to remove.

Issuing one query per row of a result set

Fetch related rows in a single batched query keyed by the ids you already hold, or join them into the original query. A per-row round trip multiplies network latency by the row count, and it looks perfectly fine against the ten rows in your development database.

A cache with no invalidation story

Say how an entry goes stale, how long you can serve it stale, and what happens when many requests miss the same key at the same instant. One popular key expiring under load sends every concurrent request to the origin together; single-flight coalescing, jittered expiry, or serving stale while revalidating are the standard answers.

Questions & practice

Write a clean, modular Python script to preprocess raw transactional data, handle missing values, and engineer features for an underwriting model.

Medium · machine learning fundamentals

Approach

1. State the learning problem: the label, the unit of prediction and how the model is used.
2. Say how you would validate it, and where leakage could enter the split.
3. Name the simplest model that could work and what would make you move past it.

Follow-up

• What changes if the classes are heavily imbalanced?
• How would you know the model is overfitting?

Design an end-to-end machine learning system for underwriting loans at Affirm, including data ingestion, feature store integration, model serving, and monitoring.

Medium · machine learning fundamentals

Approach

1. Say how you would validate it, and where leakage could enter the split.
2. State the learning problem: the label, the unit of prediction and how the model is used.
3. Name the simplest model that could work and what would make you move past it.

Follow-up

• What changes if the classes are heavily imbalanced?
• How would you know the model is overfitting?

Explain how you would handle severe class imbalance in a fraud detection dataset.

Medium · machine learning fundamentals

Approach

1. Name the simplest model that could work and what would make you move past it.
2. Pick the metric from the cost of each error type, not from habit.
3. State the learning problem: the label, the unit of prediction and how the model is used.

Follow-up

• Where could label leakage enter this setup?
• What changes if the classes are heavily imbalanced?

Share an experience where you had to collaborate with backend engineering teams to integrate your model into a larger system.

Medium · machine learning fundamentals

Approach

1. State the learning problem: the label, the unit of prediction and how the model is used.
2. Say how you would validate it, and where leakage could enter the split.
3. Name the simplest model that could work and what would make you move past it.

Follow-up

• What changes if the classes are heavily imbalanced?
• How would you know the model is overfitting?

Given an array of transactions, identify patterns of potential fraud based on frequency and amount within specific time windows.

Medium · coding and algorithms

Approach

1. Name the brute-force solution and its complexity before improving on it.
2. Walk one small example through your approach before writing the whole thing.
3. Restate the input: its shape, its size, and what is guaranteed about it.

Follow-up

• What is the worst case, and how likely is it on real data?
• How does this change if the input no longer fits in memory?

Solve a classic string manipulation or array-based problem of LeetCode Medium difficulty under timed conditions.

Medium · coding and algorithms

Approach

1. Restate the input: its shape, its size, and what is guaranteed about it.
2. Walk one small example through your approach before writing the whole thing.
3. Choose the data structure from the access pattern, not from familiarity.

Follow-up

• Which test case would catch an off-by-one here?
• How does this change if the input no longer fits in memory?

Track a rolling failure rate per destination for circuit decisions

Easy · sliding window · ring buffer · circuit breaker

The egress service delivers about 1,500 webhooks per second across roughly 40,000 destinations, each call bounded by a 10 second timeout. Maintain, per destination, the failure rate over the trailing 60 seconds so a caller can ask before dispatch whether the circuit should open. Attempts arrive as (destination_id, finished_at_ms, outcome). Requirement: amortised O(1) per attempt, with total memory bounded by the destination count rather than by traffic. Give the structure, its exact memory, and the rule that stops a destination with three attempts from opening a circuit.

Approach

1. Name the exact-deque version and then reject it as the default. Holding timestamps and advancing a tail pointer past anything older than now minus 60 seconds is a correct two-pointer window at amortised O(1) per attempt, but its memory tracks in-window traffic, so one destination in a retry storm holds hundreds of thousands of entries while thousands of quiet destinations hold none.
2. Use a ring of 60 one-second buckets per destination, each bucket a pair of counters for attempts and failures. On an attempt, advance the ring by the elapsed whole seconds, zeroing at most min(elapsed, 60) buckets, then increment the head. That is amortised O(1) with a fixed footprint per destination.
3. State the footprint: 60 buckets times two 4-byte counters is 480 bytes of payload per destination, so 40,000 destinations is roughly 20 to 25 MB with per-entry overhead, bounded by the catalogue rather than by the rate. The cost is granularity, since the oldest bucket ages out in whole seconds, which is far tighter than the decision needs.
4. Require a minimum sample before the circuit may open. A destination with three attempts and three failures reads as 100 percent and is not evidence; a floor of roughly 20 attempts in the window makes the ratio meaningful, and below that floor use a run of consecutive failures as the trigger instead.
5. Expire idle destinations, or memory grows with every destination ever seen rather than with the live set. Hold the rings in a bounded LRU keyed on destination_id and treat a miss as no history, which is the correct default for an endpoint that has been silent for a minute.
6. Keep the half-open probe out of the window arithmetic. After the circuit opens, one probe per interval decides whether to close it, and folding that single success into a window that still holds a 100 percent failure history would reopen the destination on one data point.

Worked solution (20 min)

1. Define the bucket struct and the advance step: take floor(finished_at_ms / 1000), compare with the ring's current second, zero min(delta, 60) buckets forward, then write into the new head.
2. Trace a destination that receives 5 attempts, goes silent for 90 seconds, then receives one more, and confirm the rate is computed from one attempt rather than six.
3. Compute total memory for 40,000 destinations at 60 buckets of two 4-byte counters, and state what changes if the window widens to 300 seconds.
4. Write the open rule as a single predicate combining the minimum-attempt floor with the rate threshold.

Expected result: A per-destination ring of 60 one-second (attempts, failures) buckets advanced lazily for amortised O(1) cost, roughly 480 bytes of counters per destination and about 20 to 25 MB for 40,000 of them, an LRU bound on live rings, and an open rule requiring both a minimum attempt count in the window and a rate above threshold.

Verify it yourself

• After 60 seconds of silence a destination's window holds zero attempts and cannot open a circuit.
• Memory measured with one hot destination and 39,999 idle ones is indistinguishable from the reverse, which the deque version would fail.
• Replaying the same attempt stream with the clock shifted by an hour yields the same final rate.

Follow-up

• The fleet is 30 instances and each sees roughly a thirtieth of a destination's traffic. Where does the rate actually live, and what does a per-instance answer get wrong?
• A destination answers in 9.5 seconds and succeeds. It is not failing but it is consuming your per-destination concurrency. What signal should open the circuit here?
• How would you make the window survive a process restart, and is it worth the cost?

Stop tag and share joins from fanning out a page

Medium · join fan-out · semi-joins · many-to-many

resource_tag is (resource_id, tag_id) with PK (resource_id, tag_id); resource_share is (resource_id, shared_with_user_id, permission). The tagged-and-shared listing inner-joins resource to both, filters tenant_id, tag_id = ANY($2) and shared_with_user_id = $3, orders by updated_at DESC and takes 50. Pages come back with fewer than 50 distinct resources and the total in the header is far too high. Explain the row multiplication, rewrite both the page query and the count query so each is correct, and name the index each one needs. PostgreSQL 16.

Approach

1. Do the arithmetic against the predicates that are actually there. An inner join emits one row per matching child row, and both joins are filtered: tag_id = ANY($2) admits only the requested tags, shared_with_user_id = $3 admits one user's share rows. So a resource holding three of the requested tags and shared with $3 once yields three rows, not one — the multiplier is its count of matching tags times its share rows for that single user, and that second factor is 1 unless the table admits duplicate (resource_id, shared_with_user_id) pairs. LIMIT 50 then limits rows rather than resources, and COUNT(*) counts pairs — the header is the product, not the population.
2. Reject DISTINCT as the fix. It deduplicates after the product has been built, so the planner must materialise and sort the fanned-out set before the LIMIT can apply, and it leaves any SUM or AVG in the same select list wrong.
3. Rewrite both filters as semi-joins, keeping resource as the only row source: AND EXISTS (SELECT 1 FROM resource_tag rt WHERE rt.resource_id = r.resource_id AND rt.tag_id = ANY($2)) and the same shape against resource_share. A semi-join stops at the first match per resource and preserves the driving index order, so ORDER BY updated_at DESC, resource_id DESC LIMIT 50 still stops after 50 rows.
4. Count with the same predicates and no join at all: SELECT count(*) FROM resource r WHERE r.tenant_id = $1 AND r.status = 'active' AND EXISTS (...) AND EXISTS (...). Nothing multiplies a resource, so the number is the population.
5. Attach the tags for display after the page has been cut — LEFT JOIN LATERAL (SELECT array_agg(rt.tag_id) FROM resource_tag rt WHERE rt.resource_id = p.resource_id) ON TRUE over the 50 returned rows. Aggregate over the page, never over the tenant.
6. Index both directions and say which query each serves: PK (resource_id, tag_id) serves the lateral lookup, (tag_id, resource_id) serves the EXISTS probe by tag, and resource_share needs (shared_with_user_id, resource_id) for the same reason. An index covering one direction only leaves the other as a scan.

Worked solution (30 min)

1. Build a tenant where each resource carries 0-5 tags from a 20-tag vocabulary and is shared with 0-4 distinct users, then bind $2 to three tags and $3 to a user holding shares on about half the resources. Run the joined query and compare its row count to the distinct resource count on page one.
2. Run COUNT(*) on the joined shape and on the EXISTS shape and compare both to a ground truth computed from distinct ids; then give $3 a second permission row on 10% of resources and record which of the two counts moves.
3. EXPLAIN both page queries and compare rows-read plus the presence of a Sort or HashAggregate node above the join.
4. Add (tag_id, resource_id), re-run the EXISTS probe, and record the plan change on the inner side.

Expected result: The EXISTS page returns exactly 50 distinct resources and reads about 50 driving rows with no aggregate above the join. The EXISTS count matches the ground truth. The joined COUNT(*) is larger by roughly the average number of matching tags per qualifying resource — the tags it holds from $2, not its total tag count — times its share rows for $3, which is 1 until the duplicate permission rows exist and rises with them afterwards. The EXISTS count is unchanged by those duplicates.

Verify it yourself

• The page's resource_id list has no duplicates and is 50 long whenever at least 50 rows match.
• count(*) from the rewrite equals count(DISTINCT r.resource_id) over the joined shape.
• EXPLAIN shows a semi-join node on the inner side rather than a full join followed by a unique or aggregate step.

Follow-up

• The filter changes from 'any of these tags' to 'all of these tags'. Rewrite it and state what it costs relative to the ANY form.
• A resource can be shared with the same user twice under different permissions. Does your count change, and should it?
• Where does the correct total come from when the tenant holds 4M resources and the header must not cost 200 ms?

Denormalise tenant onto revisions and backfill it live

Hard · denormalisation · online migration · backfill

resource_revision (revision_id, resource_id, version, actor_user_id, change_kind, patch, request_id, created_at) has 400M rows and no tenant column; tenant_id lives only on resource. Two reads need it: a tenant-scoped audit feed ordered by created_at DESC, and an offboarding purge. Both join back to resource today. Justify adding tenant_id to resource_revision against those two reads, name the anomaly the copy introduces and the constraint that prevents it, then give the ordered migration for a live table taking 1.2k writes/second — the lock each step takes, how the backfill is batched, and where each step stops being reversible. PostgreSQL 16.

Approach

1. Justify from the access path rather than from taste. Without the column, the audit feed either scans resource_revision by created_at and discards other tenants' rows, or resolves the tenant's resource_ids first and probes with them — both proportional to the tenant's whole history rather than to one page. With (tenant_id, created_at DESC, revision_id DESC) it is a seek that stops at 50 rows, and the purge becomes a ranged delete instead of a join.
2. Name the cost exactly: a second copy of a fact can disagree with the first. Make the disagreement unwritable rather than documented — add UNIQUE (resource_id, tenant_id) on resource so it can serve as a foreign-key target, then FOREIGN KEY (resource_id, tenant_id) REFERENCES resource (resource_id, tenant_id) on the revision table. A revision can then only ever carry its parent's tenant.
3. Step one, expand: ALTER TABLE resource_revision ADD COLUMN tenant_id BIGINT NULL, with no default, so it is a catalogue change and no rewrite. It still needs ACCESS EXCLUSIVE for an instant, and that instant queues behind the longest open transaction on the table while every later query queues behind it — set lock_timeout to 2s and retry rather than wait.
4. Step two, dual-write: deploy the writer that populates tenant_id on every new revision while reads still use the join. Reversible by redeploying the previous build, because nothing reads the column yet.
5. Step three, backfill: batch by primary key rather than by created_at so the cursor is dense and resumable — UPDATE resource_revision rr SET tenant_id = r.tenant_id FROM resource r WHERE r.resource_id = rr.resource_id AND rr.revision_id > $1 AND rr.revision_id <= $1 + 5000 AND rr.tenant_id IS NULL — committing per batch and persisting the cursor. Throttle on replica replay lag and on dead-tuple count, since each batch writes 5,000 new row versions. Run the backfill before the index exists so those updates can stay HOT.
6. Step four, index then enforce then contract: CREATE INDEX CONCURRENTLY (cannot run inside a transaction block, scans the table twice, waits on open transactions, and leaves an INVALID index to drop concurrently if it fails); ADD CONSTRAINT ... CHECK (tenant_id IS NOT NULL) NOT VALID, then VALIDATE CONSTRAINT, which takes only SHARE UPDATE EXCLUSIVE, after which SET NOT NULL uses the validated check instead of re-scanning on PostgreSQL 12 and later. Only then move the audit reads onto the column and, in a later deploy, delete the join path.

Follow-up

• The backfill is half finished and a rollback is required. What state is the table in, and what does the previous build do with a half-populated column?
• How do you verify the backfill actually finished, given rows are still being inserted while it runs?
• A resource must now be movable between tenants. What does that do to the composite foreign key and to the revisions already written?

How would you design a real-time fraud detection system for checkout transactions that must respond in under 100 milliseconds?

Medium · ml system design and production

Approach

1. Fix the product goal and the online metric before choosing any model.
2. Say where features come from at serving time and how they match training.
3. Name what you would monitor after launch and what triggers a retrain.

Follow-up

• How would you roll the new model out safely?
• How would you detect drift before the metric drops?

How would you detect and mitigate model drift and concept drift in a credit scoring system over time?

Medium · ml system design and production

Approach

1. Name what you would monitor after launch and what triggers a retrain.
2. Fix the product goal and the online metric before choosing any model.
3. Say where features come from at serving time and how they match training.

Follow-up

• How would you detect drift before the metric drops?
• What happens when a feature is missing at serving time?

Describe how you would build a scalable pipeline to compute and update user credit features both offline and online.

Medium · system design

Approach

1. Choose a partition key and say what query it makes expensive.
2. State the consistency you need, and where you are willing to be stale.
3. Fix the scope first: who calls this, how often, and what they do when it fails.

Follow-up

• What breaks first when traffic grows ten times?
• What would you drop to keep the system up under load?

Relay committed events to the log without gaps or reordering

Medium · transactional outbox · at-least-once · ordering · leases

outbox_event rows are written in the same transaction as the state change and carry aggregate_type, aggregate_id, aggregate_version, payload and status, with a partial index on (created_at, event_id) WHERE status = 'pending'. The relay publishes about 4k events/second to a partitioned append-only log keyed by aggregate_id, with one leader per partition range holding a lease. Consumers must never miss an event; they may see one twice. Design the claim-publish-mark loop, and state exactly what consumers observe when a leader's lease expires while it is mid-batch.

Approach

1. Claim with SELECT ... WHERE status='pending' ORDER BY created_at, event_id LIMIT $batch FOR UPDATE SKIP LOCKED inside a transaction. SKIP LOCKED lets several relay workers share a range without serialising on each other's rows, and the partial index keeps the claim proportional to the backlog rather than to a table that is overwhelmingly published rows. At 4k/second a batch of 500 is eight claims per second, each an index scan of 500 entries.
2. Publish before marking, never the reverse, and say why it is a choice. Marking first loses the event outright if the process dies in the gap, and the loss is silent - nothing remains to retry, and it surfaces later as a projection missing a row. Publishing first can repeat the event, and repetition is what every consumer is already built to survive. That single ordering is the whole at-least-once guarantee.
3. Preserve the only ordering on offer. Partition by aggregate_id and never publish two events for one aggregate concurrently: claim in (created_at, event_id) order and publish sequentially within an aggregate, or hash aggregate_id to a worker slot. Order across aggregates is not available at any price here, which is why the event carries aggregate_version and the full fact rather than a delta - a consumer can then discard what it has already applied without coordinating with anyone.
4. State the failover behaviour precisely, because it is the consistency-versus-availability decision in this design. A lease expires because the holder is slow, and no mechanism distinguishes that from dead, so for the length of the lease window two leaders can publish the same claimed batch. The system accepts duplicates to avoid stalling publication for every aggregate in the range whenever one worker pauses. Consumers deduplicate on (aggregate_id, aggregate_version) and drop anything at or below what they have applied.
5. Bound the failure paths and pick the right alarm. A row that fails to publish increments attempts, records last_error, and moves to 'dead' after a limit so one poison payload cannot block the backlog behind it. Alert on the age of the oldest pending row, not on the relay's error rate: the failure worth catching is a relay reporting itself healthy while nothing is being published.

Worked solution (25 min)

1. Write the claim statement and check it against the partial index: which columns it seeks on, how many entries it touches, and what two concurrent workers do to each other.
2. Write both orderings of publish and mark, and for each state what exists after a crash at every point in the loop.
3. Write the consumer's dedupe rule on (aggregate_id, aggregate_version) and test it against a replayed batch of 500.
4. Compute the backlog after a 40-minute outage and the batch rate needed to drain it while 4k/second continues to arrive.

Expected result: A claim using FOR UPDATE SKIP LOCKED over the partial index in (created_at, event_id) order, publish to the aggregate_id partition, then mark published - in that order, accepting duplicates on lease expiry. Per-aggregate order is preserved by never publishing an aggregate concurrently; cross-aggregate order is explicitly not guaranteed. Failures increment attempts and terminate at 'dead'. The alarm is the age of the oldest pending row.

Verify it yourself

• Killing the relay mid-batch produces duplicates on restart and no gap.
• The claim query's plan uses the partial index and reads at most batch-size entries regardless of table size.
• Two relay workers on the same range never block on each other's rows.
• Events for one aggregate_id arrive in aggregate_version order, and no consumer relies on order across aggregates.

Follow-up

• The relay is down 40 minutes and 9.6 million rows are pending. What does catch-up do to the primary, and what changes in the claim loop to survive it?
• A consumer insists it never received an event. Which single query settles whether the relay lost it, and what does each answer look like?
• Delivery is at-least-once. What would exactly-once require end to end, and why is that a property of the consumer rather than of the relay?

p99 jumped on one listing filter while p50 stayed flat

Medium · query planning · composite index · percentiles · tail latency

After a release that added an owner_user_id filter to the resource listing, p99 rose from 90 ms to 1.9 s while p50 stayed at 40 ms. Traffic and row counts are unchanged. resource carries the index (tenant_id, status, updated_at DESC, resource_id DESC). The new query filters tenant_id and owner_user_id, orders by updated_at DESC, resource_id DESC, and takes 20 rows. On PostgreSQL, explain the shape of the regression, prove it from a query plan, and give the index you would add.

Approach

1. Start from the shape. A flat p50 with a moved p99 means a subset of requests changed cost, not all of them, so the first job is naming the subset. Bucket the endpoint's latency by the tenant's row count; the natural hypothesis is that large tenants are a small share of requests and all of the tail.
2. Get the plan for the new query on a large tenant with EXPLAIN (ANALYZE, BUFFERS). Expect an index scan over the tenant's range, a filter discarding most of it, then a Sort feeding the Limit, possibly reporting Sort Method: external merge Disk. Read actual rows on the scan node, not estimated.
3. Explain why the existing index cannot serve it. A composite B-tree is seekable only as a left prefix, and with no equality predicate on status the scan cannot treat updated_at as an ordering, because rows in the tenant's range are ordered by status first. Everything matching must be read and sorted before LIMIT 20 can apply, so a tenant with 400,000 rows pays 400,000 rows to return 20.
4. Add (tenant_id, owner_user_id, updated_at DESC, resource_id DESC). Equality on the first two columns leaves the index ordered by updated_at within that pair, so the plan becomes an index scan that stops after 20 rows with no Sort node. PostgreSQL can scan a B-tree backwards, so the DESC markers matter only if the two sort columns ever disagree in direction; keeping them explicit documents the order the keyset cursor depends on.
5. Price the fix. This is a fourth index on a table taking about 1.2k writes/second, and every insert and version bump maintains it. Justify it against the query it serves, and check whether it makes an existing index redundant, which here it does not, since the original still serves the status-filtered default listing.
6. Re-measure per tenant-size bucket rather than in aggregate. A fleet-wide p99 can improve while the largest tenant is still on the old plan.

Follow-up

• The endpoint paginates with OFFSET. What does page 500 cost with your index, and what does the keyset version cost?
• How would you have caught this before release, given that a 10,000-row seed database produces the same plan shape at an unnoticeable cost?
• If a fourth index were unacceptable on write grounds, what else could serve this query?

Suggested practice checklist

For someone who has spent the last few years shipping features and reading other people's code, and who has not solved a timed problem from a blank file in a long time. Five days rebuild the primitives and the patterns that sit on them, working from invariants rather than remembered solutions, and the last two attach that back to the rest of the loop.

Day 1 — Rebuild the primitives by implementing them

• Implement a dynamic array with doubling growth and an operation counter, then change the growth rule to add a fixed sixteen slots instead, and time both for n of ten thousand, a hundred thousand and a million. The fixed-increment version resizes n/16 times at O(n) each, so its total work is quadratic; doubling is what makes append amortised constant.
• Implement a hash map with separate chaining and a load-factor resize, then insert ten thousand keys engineered to land in one bucket and record what happens to lookup time, so that average-case O(1) becomes a claim with a stated precondition rather than a reflex.
• For dynamic-array append and hash-map insert, write down which cost is amortised rather than worst-case, which single operation pays the whole bill, and what a system with a hard per-operation deadline would have to do instead.

Deliverable: Two working implementations plus a timing table showing the input at which each structure's advertised complexity stops holding.

Day 2 — Arrays under an invariant: two pointers, sliding window, binary search

• Solve longest-subarray-with-sum-at-most-K using a sliding window, then run it on an input containing negative numbers and watch it return the wrong answer: extending the window only moves the sum monotonically when every element is non-negative, and that precondition is the whole reason the technique works.
• Write the binary search that finds the first index satisfying a predicate rather than an exact value, put the loop invariant above the loop in a comment, and verify termination on the two inputs that break careless versions: the empty range, and a range where every element satisfies the predicate.
• Compute the midpoint as lo + (hi - lo) / 2 and write one line on why the obvious (lo + hi) / 2 is a genuine defect in a fixed-width integer type and a non-issue in a language with arbitrary-precision integers.

Deliverable: Three solved problems, each with its invariant written above the loop, plus one recorded input on which the sliding window is provably wrong.

Day 3 — Sorting, heaps, and the greedy argument that has to be proved

• Solve one top-k problem three ways, by full sort, by a size-k heap, and by quickselect, then write the values of n and k at which each becomes the right choice, along with quickselect's quadratic worst case and why a randomised pivot makes that unlikely rather than impossible.
• Implement bottom-up heapify and count sift-down steps to confirm it does linear work rather than n log n, because most nodes sit near the bottom of the tree and therefore move only a short distance.
• Take interval scheduling by earliest finishing time and write the exchange argument out in full: given any optimal schedule, swapping in the earliest-finishing interval keeps it feasible and no smaller. Then construct the weighted variant where that same greedy fails and name what has to replace it.

Deliverable: A three-way top-k comparison with measured crossover points, one written exchange argument, and one counterexample to a greedy rule that looks almost identical.

Day 4 — Recursion, memoisation, and the step to a table

• Take one problem with overlapping subproblems, such as edit distance or coin change, instrument the plain recursion with a call counter to show the blow-up, then add memoisation and re-count.
• Convert the memoised version to a bottom-up table and state the two properties you relied on: each subproblem's result depends only on its arguments, and the dependencies form a DAG you can enumerate in order.
• Rewrite one deep recursion with an explicit stack, then find the input length at which the original hits the interpreter's frame limit, which defaults to about a thousand frames in CPython, so you know when the rewrite is required rather than decorative.

Deliverable: One problem in three forms, naive, memoised and tabulated, with call counts for each and the input length at which recursion depth becomes the binding constraint.

Day 5 — Graphs, where most of the work is choosing the traversal

• Implement BFS and DFS over one adjacency list, then answer for each which finds a shortest path in an unweighted graph and which you would use to detect a cycle in a directed graph, including why the in-progress versus finished distinction matters for the second.
• Implement topological sort by in-degree, feed it a graph containing a cycle, and confirm the failure signature is that fewer than V nodes come out rather than an exception, then note that the order it produces is one of several valid ones.
• Run a shortest-path search on a graph with a single negative edge weight and show the wrong answer, then write the precondition Dijkstra actually needs, non-negative weights, because it finalises a node's distance the first time that node is popped, and name the algorithm you would switch to and its own limit.

Deliverable: A small graph library with BFS, DFS and topological sort, plus two inputs that produce documented wrong answers under the wrong algorithm choice.

Day 6 — One day for everything that is not an algorithm

• Sketch one system only to the depth a coding-heavy loop tends to reach: the endpoints, what the service stores, and the single query pattern that decides the schema. Stop at twenty-five minutes.
• Prepare the project answer for an interviewer who codes, which means rehearsing the two levels they push to: the specific thing you built, and why you chose that approach over the alternative they will name. Open with a number and be ready to say what it excludes.
• Prepare the answer to what you would do differently, choosing a real technical mistake with a specific fix rather than a complaint about process or staffing.

Deliverable: One design sketch at endpoint-and-schema depth, plus a project answer rehearsed to two levels of follow-up.

Day 7 — Solve out loud, under time

• Do three timed problems at twenty-five minutes each in a plain editor with no autocomplete and no execution until the end, then tally separately the failures that were syntax and the ones that were approach, because those two numbers call for different fixes.
• Narrate one solution from the first sentence, stating the approach and its complexity before writing any code, and rehearse the sentence you will use when you realise mid-solution that the approach is wrong.
• Re-solve from blank the two problems you were slowest on this week and compare the times against the day they first appeared.

Deliverable: A recording of one fully narrated solution and a tally that separates syntax failures from approach failures.

'We rewrote it in a better framework' is not a story

A migration is a cost you chose to pay, not an achievement. The story is what the old system made expensive, what you measured before committing, what kept serving traffic during the cutover, and what you would have done if the numbers had come back flat. Without those, a rewrite reads as taste.

Tell me about a time when your machine learning model did not perform as expected in production. How did you diagnose and resolve the issue?

Medium · behavioural and collaboration

Approach

1. Close with what you would do differently, concretely.
2. Name the disagreement and how you resolved it with evidence.
3. State the situation in two sentences and spend the rest on the reasoning.

Follow-up

• What did you decide not to do, and why?
• What would you do differently if you ran that again?

Estimate work you have never done and defend the range

Hard · estimation · backfills · expand-contract

You are asked to estimate a change you have never attempted: add a column to a 100-million-row table, populate it, move reads across, and drop the old shape. Give a range with the assumptions that generate it, including batch size, the signal your backfill throttles on, and wall-clock hours, and name the three unknowns that would move the number most. Then describe a real estimate you gave under comparable ignorance: how you expressed its uncertainty, what you committed to, and how wrong you turned out to be.

Approach

1. Decompose into independently deployable steps before estimating anything: add the column nullable, write both shapes, backfill in batches, verify, move reads, stop writing the old shape, drop it. That is four deploys spread over days, and the calendar estimate is dominated by them rather than by the loop's runtime.
2. Do the arithmetic aloud for the part that has arithmetic in it: batch size times number of batches times per-batch duration, at a write rate the primary can absorb alongside roughly 1.2k writes per second of production traffic. The loop is throttled by replication lag and lock waits, not by how fast it can issue statements.
3. Price the schema step by its lock rather than its statement duration. In PostgreSQL an ALTER TABLE taking ACCESS EXCLUSIVE waits for every open transaction on that table while later queries queue behind it, so a millisecond change issued during a thirty-second analytics query stalls that table for thirty seconds. Adding a nullable column with a non-volatile default avoids a rewrite from version 11; a new index wants CREATE INDEX CONCURRENTLY, which cannot run inside a transaction block and leaves an invalid index behind if it fails.
4. Express the answer as a range whose endpoints each trace to a stated assumption, then name the cheapest experiment that collapses it, which is almost always running one real batch against the real table and multiplying.
5. Commit to a checkpoint rather than a completion date: the day you report a measured number from that first batch. That is a promise you can keep under uncertainty, and it is what the asker actually needs in order to plan.

Follow-up

• How do you verify the backfill genuinely finished, given rows written by production traffic while it ran?
• Where does the backfill resume from after a worker is killed mid-batch, and what makes that resume point trustworthy?
• Your first batch comes back ten times slower than assumed. What do you tell the person waiting on the estimate, and when?

Turn a code review disagreement into a decision

Easy · code review · optimistic concurrency · communication

A colleague's change updates a row with UPDATE resource SET version = version + 1 WHERE resource_id = $1 AND version = $2 and treats an affected-row count of zero as a successful no-op. You read that as a silently lost update; they think returning 200 is friendlier to clients than returning a conflict. Describe how you have handled a review disagreement of this shape: what goes in the comment, when you leave the thread, and who decides. Then write the comment you would leave here, in under 80 words.

Approach

1. Sort the disagreement before writing anything. A silently discarded write is a correctness claim about data; the choice between 409 and 412 is taste. Only the first justifies blocking a merge, and saying which one you are doing is most of the value of the comment.
2. Make the claim reproducible in the comment itself with an interleaving rather than a principle: A reads version 7, B reads version 7, B commits version 8, A's predicate matches zero rows, A is told it succeeded and A's edit is gone.
3. Offer the alternative with its cost attached: return 409 carrying the current version and the revision that won, so the client can re-read and re-apply. Note that automatic retry is not the fix, because a retry re-reads the winner's state and reapplies an intent formed against data that no longer exists.
4. Apply an escalation rule you can state: two round trips on the thread, then a call, and the service's owner decides rather than the reviewer. A reviewer who cannot be overruled is a bottleneck with extra steps.
5. Close in writing wherever the decision lands, so the next reader finds the reasoning in the code or the ticket instead of in a collapsed review thread.

Follow-up

• Where would you put the test that fails if someone reintroduces the swallowed zero rowcount?
• The author says clients cannot handle a 409. How do you check whether that is true?
• How do you handle the same review comment when the author is more senior than you and in a hurry?